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  • Dealing with Medium-Term Credit Card Debts

    Have a question for the community about how to deal with introductory / special financing on credit card accounts. I know this isn’t exactly kosher for some folks on YNAB—ideally we pay cash up…
    • Nic
    • nic
    • 3 yrs ago
    • 9 replies
    • 1,024
    • 1
    • budget2bstrong3 yrs ago
    • Dealing with Debt
  • scheduled transactions for cc?

    I am carrying massive cc debt. Should I try to schedule the transactions, even though the amount changes monthly? I am currently in snowball on one card and making payments on the others.…
    • Gold Saxophone (fb9d0886432b)
    • Gold_Saxophone_fb9d0886
    • 3 yrs ago
    • 2 replies
    • 771
    • WordTenor3 yrs ago
    • Credit Cards & Debt
    • Answered
    • Answered
  • Emergency Fund is a Must Have

    Once my spouse & I set aside a hundred “for emergency only” and built it up to $1000, life is more relaxing. We hit our goal of $1K and the next month our car broke down on a trip to see family.…
    • Magenta Unicorn (495d54973822)
    • Magenta_Unicorn_495d549
    • 3 yrs ago
    • 6 replies
    • 2,481
    • 10
    • Magic Penny3 yrs ago
    • YNAB Wins
  • don't feel like budgeting 😡

    Lately for past few months, I've been "all over the place" and have not felt like budgeting. I usually start strong in the new year with resolutions and after this summer with family visiting and…
    • RAH
    • 💰Trust your budget!
    • Rah.1
    • 3 yrs ago
    • 2 replies
    • 871
    • waterkip3 yrs ago
    • Setting Up Your Budget
    • Answered
    • Answered
  • New to YNAB

    So i am very new to YNAB. Just downloaded yesterday from a recommendation from my cousin. She loves it, and we are all pretty into the dave ramsey debt snowball ideas, so strong financial goals.…
    • Gray Drum (1d39fb44f280)
    • Gray_Drum_1d39fb44f280
    • 3 yrs ago
    • 10 replies
    • 1,413
    • 2
    • Matt3 yrs ago
    • Tips & Tricks
  • Need Some Advice on Accomplishing Something

    Good afternoon fellow YNABers, I am hoping that one of you might have a tip or trick to help me with something that I can not seem to get to work the way I want it too.…
    • Ruff16965 (05bd62cee897)
    • Tomato_Mask_05bd62cee89
    • 3 yrs ago
    • 12 replies
    • 2,336
    • Ruff16965 (05bd62cee897)3 yrs ago
    • Tips & Tricks
  • Savings is finally going in the right direction

    So I have tried YNAB before but for some reason I couldn't make it work. I think it was being accountable and seeing the numbers is what it probably was. Lol.…
    • Spring Green Projector (52a501cc58e7)
    • Spring_Green_Projector
    • 3 yrs ago
    • 6 replies
    • 1,151
    • 2
    • Hufflepuff3 yrs ago
    • YNAB Wins
  • HELP!!! Can't Find The App in Google Playstore.

    I had to reset my phone as it was acting and still is, quite buggy. When I went to install YNAB and can not find it in the Google Playstore, I see YNAB Classic.…
    • Ruff16965 (05bd62cee897)
    • Tomato_Mask_05bd62cee89
    • 3 yrs ago
    • 1 reply
    • 538
    • FanessYNAB Support3 yrs ago
    • Using YNAB
    • Answered
    • Answered
  • very large business reimbursements - making me crazy

    So I travel extensively across the USA and rack up 5-8K per month in business travel, entertaining, hotels, meals, cars, conferences, exhibits etc. The method described in YNAB may work if you only…
    • Hot Pink Cornet (369b8c16dc2a)
    • Hot_Pink_Cornet_369b8c1
    • 3 yrs ago
    • 11 replies
    • 1,257
    • 1
    • WordTenor3 yrs ago
    • Credit Cards & Debt
    • Answered
    • Answered
  • Debt reduction planning

    I've been using YNAB for just a couple weeks now and I love it. The web site offers great resources for learning budgeting concepts and for reducing debt; for example,…
    • SevenUpp
    • Coral_Violin_10f7b54ac8
    • 3 yrs ago
    • 1 reply
    • 483
    • 2
    • FanessYNAB Support3 yrs ago
    • Using YNAB
    • Answered
    • Answered
  • Migrating to nYNAB

    When migrating from YNAB4 to nYNAB, does all data migrate in tact. Should I be concerned about losing data or any history being compromised?
    • ckford
    • ckford
    • 3 yrs ago
    • 3 replies
    • 383
    • Jen3 yrs ago
    • Using YNAB
    • Answered
    • Answered
  • Aggressive Debt Pay Down vs. The Holidays

    My husband and I are young, but we have managed to get ourselves in a bit of debt. After living abroad for two years, having to completely furnish a new apartment, having to buy new (to us) vehicles,…
    • Gray Pilot (f6da086d3d25)
    • Gray_Pilot_f6da086d3d25
    • 3 yrs ago
    • 10 replies
    • 1,015
    • 2
    • Ruff16965 (05bd62cee897)3 yrs ago
    • Dealing with Debt
  • Best way to start a new Budget in YNAB

    I've had occasion to start new Budgets and don't think I'm doing it very efficiently. I'd appreciate ideas on how best to transition from an in-use budget to a new Budget. i.…
    • Steel Blue Piccolo (f7275c30fd78)
    • Steel_Blue_Piccolo_f727
    • 3 yrs ago
    • 8 replies
    • 1,439
    • 1
    • Tomato Sloth (b8c84b13d752)3 yrs ago
    • Tips & Tricks
  • Overspending on Credit is Red Not Orange

    My grocery category is showing in red, stating that I've overspent in credit and cash. I have overspent, but I only use my credit cards so it should be orange.…
    • Tomato Piano (d2466f81e013)
    • Tomato_Piano_d2466f81e0
    • 3 yrs ago
    • 6 replies
    • 896
    • Tomato Piano (d2466f81e013)3 yrs ago
    • Using YNAB
    • Answered
    • Answered
  • Posts since last visit?

    Is there a way to search for recent posts here in the forum? I would like to see a list of posts I haven't read yet when I come here. Is that possible?
    • MsTJ
    • YNAB has given me back my future
    • Believer_in_YNAb
    • 3 yrs ago
    • 2 replies
    • 693
    • 2
    • MsTJ3 yrs ago
    • Using YNAB
    • Answered
    • Answered
  • Selecting the Payee on Mobile

    I seem to remember in earlier versions of the nYNAB app that the cursor automatically landed in the search field when you tapped on the payee field and were taken to the payee directory.…
    • geedebee
    • Gray_Mermaid_216b948a90
    • 3 yrs ago
    • 1 reply
    • 687
    • April at YNAB3 yrs ago
    • Using YNAB
    • Answered
    • Answered
  • Notifications/Reminders

    Is it possible to add an option for a gentle (or otherwise!) reminder to budget in YNAB? One that would pop up on your locked screen...something like: "Hey, your budget misses you.…
    • Denise
    • Fka Khaki Lion
    • Khaki_Lion_80b92a682797
    • 3 yrs ago
    • 1 reply
    • 759
    • 1
    • Jen3 yrs ago
    • Using YNAB
    • Answered
    • Answered
  • Credit card payment

    I paid my credit card with my checking account. Both are linked accounts. The payment cleared my checking account and was applied to my credit card account.…
    • Green Lathe (30b54ac5225f)
    • Green_Lathe_30b54ac5225
    • 3 yrs ago
    • 3 replies
    • 765
    • Jen3 yrs ago
    • Credit Cards & Debt
    • Answered
    • Answered
  • Quick Budget

    When using Quick Budget (Underfunded), it's not populating all underfunded categories. I have nothing selected but its only populating a few underfunded categories.
    • ckford
    • ckford
    • 3 yrs ago
    • 3 replies
    • 790
    • Janelle3 yrs ago
    • Setting Up Your Budget
    • Answered
    • Answered
  • Total Newb

    Hi! I am starting with YNAB in November. I already entered amounts and set up categories for November, but of course I am in the red for my "to be budgeted" because I haven't been paid yet.…
    • Sky Blue Battery (d283a6ae43b2)
    • Sky_Blue_Battery_d283a6
    • 3 yrs ago
    • 6 replies
    • 846
    • Sea Green Deer (941f77c5a926)3 yrs ago
    • Setting Up Your Budget
    • Answered
    • Answered
  • Improvements

    I just opened YNAB on my desktop and there was a message that YNAB just made improvements. How do I know what the improvements are?
    • ckford
    • ckford
    • 3 yrs ago
    • 1 reply
    • 589
    • Janelle3 yrs ago
    • Using YNAB
    • Answered
    • Answered
  • Complacency

    I have been using YNAB for over a year and in the beginning it was such a game changer and I really stuck to my budget. I feel over the last few months I have become more lax on moving funds around…
    • Green Router (94791a50d72d)
    • Green_Router_94791a50d7
    • 3 yrs ago
    • 11 replies
    • 1,213
    • 3
    • Steel Blue Panther (80257f92ade8)3 yrs ago
    • Setting Up Your Budget
    • Answered
    • Answered
  • Starting in November - how do I include my savings account?

    In adding my accounts, I added our savings account. It is primarily an account I use to set aside money to make sure we have the funds to pay our property taxes when they come due twice a year.…
    • Green Lathe (30b54ac5225f)
    • Green_Lathe_30b54ac5225
    • 3 yrs ago
    • 4 replies
    • 1,079
    • Tardigrade3 yrs ago
    • Using YNAB
    • Answered
    • Answered
  • Intentional Debt

    Does anyone know how to set up an intentional debt? For instance, I am using a 24 month, same as cash option. It is not for a large amount of money and it will in fact be paid off in 2-3 months.…
    • Turquoise Memory (20e8230556a4)
    • Turquoise_Memory_20e823
    • 3 yrs ago
    • 13 replies
    • 1,738
    • Turquoise Memory (20e8230556a4)3 yrs ago
    • Credit Cards & Debt
    • Answered
    • Answered
  • *Rate* of spending

    An itch I haven't been able to scratch in ynab - "am I spending too quickly?" This applies to more discretionary categories like dining out. It's all well and good to look at my category balance and…
    • Matt
    • thinkmps
    • 3 yrs ago
    • 2 replies
    • 924
    • 2
    • Janelle3 yrs ago
    • API & Integrations
    • Answered
    • Answered
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  • Q&A
    • Using YNAB
    • Setting Up Your Budget
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