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Should I change my investment account from tracking to budgeted?
I have an investment account where I have everything placed in high yield interest bonds. We are going to build a cabin this year, and the money there is intended for this purpose (though not…
- Maroon Beat
- Maroon_Beat.4
- 4 days ago
- 5 replies
- 74
- 1
- Ceeses4 days ago
- Setting Up Your Budget
Amex Plan It, best way to handle in budget.
So I decided to make a large purchase and finance it through Amex Plan It feature. Basically you create a structured payment plan for a particular purchase with Amex.…
- Gold Ink
- Gold_Ink.6
- 7 mths ago
- 7 replies
- 133
- Sea Green Jackal4 days ago
- Dealing with Debt
Cancelled Pending Credit Card Transactions
I have a pending credit card transaction that I know will be cancelled/dropped and not cleared. If I accept it - and then once bank drops/removes the pending transaction (e.…
- Aquamarine Motherboard
- Aquamarine_Motherboard.11
- 4 days ago
- 6 replies
- 52
- DelaYNAB Support4 days ago
- Credit Cards & Debt
"Reconciliation Balance Adjustments" required regularly"
I've been using Quicken or the equivalent for managing my finances for 25 years. Never in all that time have any of my accounts been off by so much as a single penny.…
- Harry Slaughter
- hlslaughter
- 6 days ago
- 15 replies
- 178
- nolesrule4 days ago
- Using YNAB
Quick question about goals
It seems to me that if one is fully funding a monthly goal in advance each month, even if only on the last day of the previous month, then the "Needed for Spending" goal and the "Monthly Savings…
- Hot Pink Dragon
- Hot_Pink_Dragon.16
- 4 days ago
- 2 replies
- 61
- Hot Pink Dragon4 days ago
- Using YNAB
Sharing a budget with my partner
Hi new on YNAB. I would love to learn How to share a budget with my partner. Anyone who can help? Thanks!
- Cyan Song
- Cyan_Song
- 2 yrs ago
- 161 replies
- 11,180
- 20
- Sky Blue Hammerhead4 days ago
- Money & Relationships
Weird dollar figure showing on credit card category
So no idea why but YNAB added an amount to the credit card for no reason. The card is paid in full and I don't have any pending transaction associated with it.…
- Pink Yeti
- Pink_Yeti.7
- 4 days ago
- 3 replies
- 53
- dakinemaui4 days ago
- Credit Cards & Debt
Colored Flags
What do you use the colored flags on "all accounts" for?
- Purple Orchid
- Orchid_Falafel.3
- 1 yr ago
- 13 replies
- 1,082
- Turquoise Major4 days ago
- Tips & Tricks
Quick stupid question
Quick stupid question here. Can anyone tell me what the red number here next to "budget" is and what it means? Thanks!
- Hot Pink Horse
- Hot_Pink_Horse.12
- 4 days ago
- 9 replies
- 97
- Superbone4 days ago
- Using YNAB
To Roll Over or Not to Roll Over 401(k)? Advice?
Due to COVID, I was furloughed from my previous job. Thankfully, I was able to find new employment in education. Since education has a pension structure instead of a 401(k) structure,…
- Violet General
- Violet_General.8
- 13 days ago
- 21 replies
- 132
- Violet General4 days ago
- Saving & Investing
Is anyone linking an Apple Card to your accounts?
I'm not sure how what to use for the User ID/Password. I tried using my Apple ID and password and Goldman Sachs bank but that's not working. Ideas? Thanks!
- Hot Pink Case (575c58fc1ddc)
- Hot_Pink_Case_575c58fc1
- 5 mths ago
- 17 replies
- 1,257
- 3
- Jonathan4 days ago
- Using YNAB
Age of Money - Twenty-twenty!
Hey, in my variant of English it rhymes! Starting up the AoM challenge for the new year! ----RULES---- 1. Choose a day every month that you will post your AOM to the google spreadsheet (link below).…
- bevocat
- Sometimes, It Just Sucks to Be You
- bevocat
- 1 yr ago
- 379 replies
- 3,623
- 16
- Superbone4 days ago
- Join A Challenge
- NicoleYNAB Support
- Support Manager
- nicole_ynab
- 10 mths ago
- Reported - view
To quickly find your line in the spreadsheet , use ctrl+F (or command+F on a Mac) it will open a search bar and you can type in your name.
I'm not getting it....
I am just starting YNAB. I must be thinking wrong...Two questions 1. I tried to put in my monthly bills and since I get paid 2x month, it doesn't';t work for me.…
- Maroon Snow
- Maroon_Snow.9
- 5 days ago
- 3 replies
- 158
- dakinemaui5 days ago
- Setting Up Your Budget
- Answered
- Answered
CapitalOne
I finally have the momentum with my wife to start budgeting, so I created an account and tried to add our primary financial tool— our capitalone card. Only after trying to connect it a number of…
- Powder Blue Saxophone
- Powder_Blue_Saxophone.10
- 5 days ago
- 3 replies
- 55
- 1
- MatthewYNAB Support5 days ago
- Using YNAB
Using Scheduled transactions with goals
I have watched the YouTube videos and read the docs on both setting goals and scheduled transactions. While I understand how both work and seem to have overlapping benefits how do you use them…
- Powder Blue Leopard
- Powder_Blue_Leopard.17
- 5 days ago
- 3 replies
- 66
- Powder Blue Leopard5 days ago
- Setting Up Your Budget
I created a scheduled repeating transaction and now my budget is negative
I budget $800 for my student loan each month and it comes out on the 31st. It was taking a long time to clear for December on YNAB while other transactions afterwards had already cleared so I…
- Coral Storm
- Coral_Storm.14
- 6 days ago
- 8 replies
- 123
- dakinemaui5 days ago
- Using YNAB
Budgeted Credit card payment then paid it. All messed up now.
So I treated the credit card category the same as any other one and I guess that was wrong. I have my last two payments as available. But I've already paid them. My balance is all messed up now.
- Pink Koala
- Pink_Koala.12
- 6 days ago
- 20 replies
- 138
- Superbone5 days ago
- Credit Cards & Debt
Business vs Personal Budget transactions
Can someone please help me, I know it's probably ridiculously easy but for the life of me, can't work it out and always puts my budget out. Business pays a wage weekly to our personal account (i.e.…
- Familyof6
- Forest_Green_Drum.3
- 7 days ago
- 4 replies
- 85
- Familyof65 days ago
- Setting Up Your Budget
Multiple Savings Accounts
Hello, I have one main checking account and I have 12 savings accounts that I funnel money into for different purposes. When I transfer amounts from my checking account to one of those savings,…
- Stuandrie
- stuandrie
- 2 wk ago
- 34 replies
- 191
- dakinemaui5 days ago
- Setting Up Your Budget
Business and Personal Budgets -- a couple of questions
Hey everyone. I just learned that I can have a business budget and a personal budget in YNAB. Very cool. But I spent hours mistakenly setting up the default My Budget with both business and personal.…
- Stu
- stu
- 6 days ago
- 4 replies
- 32
- Stu5 days ago
- Setting Up Your Budget
Refinancing Mortgage Early in Canada
My mortgage isn't up for renewal until April 2024. It's at 3.47% with $159k remaining, but I'm seeing the rates so low so I'm curious. I did a quiz on Ratehub and it said to not switch but I'm still…
- Purple Foal
- Purple_Foal.3
- 7 days ago
- 1 reply
- 21
- Navy Blue Pegasus5 days ago
- Dealing with Debt
YNAB doesn't carry forward negative balances and this screws up everything
I've been using YNAB since their version 4 Desktop App days, and quite frankly the Desktop App is still my favorite. I have an almost constant problem with the web app version because it will not…
- Brandon
- theBrandler
- 1 yr ago
- 807 replies
- 9,801
- 57
- a_different_joel6 days ago
- Using YNAB
Outgrown YNAB?
I have used YNAB for several years now, and it has changed everything about my life. I manage finances for my household and I really don't understand what I was doing before YNAB.…
- goose61282
- goose61282
- 8 mths ago
- 33 replies
- 804
- 1
- slightlysmall6 days ago
- YNAB Wins
Fresh Start Carry-over Issue
I did a fresh start for 2021. In Dec. 2020 I had a Yard Care bill for $1,548.10 and the cheque has not been cashed yet, but I want my 2020 report to show the expense.…
- EagerBeaverBudgeter
- tg4ynab
- 6 days ago
- 2 replies
- 39
- EagerBeaverBudgeter6 days ago
- Setting Up Your Budget
Balances not correct for linked tracking accounts
I have a number of linked tracking accounts - 401k, 529c, and mutual funds. When I first linked them in YNAB, the balances were correct. However, over time the balances do not stay current,…
- Jerry
- Threepea
- 2 yrs ago
- 48 replies
- 1,209
- 8
- Hot Pink Pegasus6 days ago
- Using YNAB

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