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The Official 2020 Debt Smackdown
Welcome to the Official* 2020 Debt Smackdown! Happy new year everyone! That's right, we're back for 2020. Last year we saw about 310 of us brutally destroy about $3 million in debt. Wow. Right.…
- BritishMuseum
- BritishMuseum
- 9 mths ago
- 3,354 replies
- 11,847
- 117
- SapphireSweetieyesterday
- Community Challenges
- BritishMuseum
- BritishMuseum
- 8 mths ago
- 17
- Reported - view
Hey Everyone! Since the sheet is so huge now I wanted to share a top tip to quickly find your row - if you bookmark the link somewhere in your browser,…
How do I get my month in sync with my salary paydate?
I am new to YNAB and I am from Holland. I am having trouble filling in my budget because I get paid on the 21st of the month. I can't get the numbers in YNAB to reflect that the money that comes in…
- Blue Memory
- Blue_Memory.13
- 2 wk ago
- 4 replies
- 120
- Superboneyesterday
- Method & Budgeting
What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 2 yrs ago
- 1,291 replies
- 27,835
- 49
- tinkerbell882 days ago
- YNAB Wins
Struggling to get accurate balances which match the bank
I have tried YNAB 3 times, and had to reset my budget 5 times as the budgets never seem to line up and after a month things are all out of wack. I just keep going back to a new budget each month and…
- Slate Gray Unicorn
- Slate_Gray_Unicorn.12
- 2 days ago
- 4 replies
- 92
- 1
- Periwinkle Flute2 days ago
- Accounts & Transactions
Credit card/Funds TBB
Having made yet anther fresh start I seem to have a head scratching problem.... or maybe it's my Fri head. My funds TBB are in red by the starting balance of my credit card,…
- Violet Carpenter
- Violet_carpenter
- 2 days ago
- 1 reply
- 27
- Aquamarine Rhythm2 days ago
- Credit Cards
Initial "Available" in a new budget
I want to create a new budget going forward, but I have expenses like property tax that I set asside a fixed amount each month - to have the total needed in about 4 months from now.…
- Malcolm Metcalfe
- Engineer
- Forest_Green_Griffin.12
- 2 days ago
- 1 reply
- 26
- dakinemaui2 days ago
- Method & Budgeting
Inheritance money- How to budget
Hi all, Sadly, a family member recently passed, and left myself and my siblings an inheritance. I have been thinking about the best way to use this money,…
- Slate Blue Nomad
- Slate_Blue_Nomad.5
- 12 days ago
- 8 replies
- 172
- Aquamarine Rhythm2 days ago
- Method & Budgeting
W00t w00t
I may or may not have done a happy dance when seeing this on reddit this morning.
- Dave
- Slate_Gray_Deer.9
- 4 days ago
- 6 replies
- 238
- 11
- Aussie Beachlife2 days ago
- Managing Debt
Handling cash reimbursements for CC transactions
Hi everyone I paid for two transactions on my credit card: AirBNB payment of $390. My friend reimbursed $195 to my savings account . Hotel payment for my Mum of $213.…
- Pat C
- aiming4ff
- 13 days ago
- 10 replies
- 70
- Pat C2 days ago
- Credit Cards
I can finally breathe ...
Every single idea or thought related to my budget is down on “paper”. This app just makes sense and the videos, those on YouTube as well, are fantastic.…
- Mandra B
- Sea_Green_Commander.10
- 3 days ago
- 6 replies
- 141
- 8
- bret2 days ago
- YNAB Wins
Import trouble
Hi everyone, I have gone to both e-mail help as well as chat. Since the pending update my bank import hasn't worked. I tried to reset it and begin again but nothing for 2 weeks now.…
- Orange Sloth
- Orange_Sloth.7
- 2 days ago
- 17
- Accounts & Transactions
TBB/CC
Having made yet anther fresh start I seem to have a head scratching problem.... or maybe it's my Fri head. My funds TBB are in red by the starting balance of my credit card,…
- Violet Carpenter
- Violet_carpenter
- 2 days ago
- 1 reply
- 33
- MatthewYNAB Support2 days ago
- Getting Started
Sorting frustrations with new Running Balance Feature
The new native running balance feature is causing me headaches because it is not prioritizing cleared transactions first, leaving me with inaccurate running balance.…
- Sam B
- samloveshuskers
- 11 mths ago
- 45 replies
- 569
- 2
- FanessYNAB Support3 days ago
- App Functions
New Yearly Subscription Fee is Doubled!
Hi Everyone, I have 5 days left of my trial... I've been really liking the program. Received an email to subscribe. I'm ready to subscribe... Then I find out the prices have changed. It has doubled.…
- YNAB_puppup
- Steel_Blue_Sloth.4
- 1 yr ago
- 78 replies
- 2,341
- 1
- Ceeses3 days ago
- Getting Started
My checking account is positive! And I have $120 in savings. I started an ira & 401k.
- Terri Michaloski
- Cyan_Pilot.9
- 2 wk ago
- 4 replies
- 175
- 15
- MXMOM11 days ago
- YNAB Wins
It clicked - or I understand it finally. Whatever...big win!
I started using YNAB a few days into October. Only a few weeks ago. I obsessively took in as much info as I could and started testing my own budget. I have a fairly good handle on it now.…
- Paul
- Maroon_Trombone.16
- 6 days ago
- 4 replies
- 181
- 17
- Paul3 days ago
- YNAB Wins
Is anyone linking an Apple Card to your accounts?
I'm not sure how what to use for the User ID/Password. I tried using my Apple ID and password and Goldman Sachs bank but that's not working. Ideas? Thanks!
- Hot Pink Case (575c58fc1ddc)
- Hot_Pink_Case_575c58fc1
- 3 mths ago
- 14 replies
- 498
- 1
- Superbone3 days ago
- Accounts & Transactions
Emergency Savings or "Safety Net" at Betterment
Anyone else have an account at Betterment for their emergency fund, or as Betterment calls it, "Safety Net"? I budget for an emergency fund in YNAB and then transfer it over to the Betterment Safety…
- Green Mare (bc765dbaa74e)
- Green_Mare_bc765dbaa74e
- 2 yrs ago
- 44 replies
- 6,234
- 2
- PhysicsGal4 days ago
- Saving
Does YNAB do other currencies?
My main work and my banks are all from the US, but I live in europe and all my expenses are in Euros. right now I have to go look at the differences myself before entering many expenses.…
- Salt Lamp
- SAlt_Lamp
- 4 days ago
- 3 replies
- 81
- NicoleYNAB Support3 days ago
- Method & Budgeting
PUT /budgets/{budget_id}/transactions/{transaction_id} will not allow category to be set to "Uncategorized"
If you look up the id of the "Uncategorized" category under the "Internal Master Category" group, and you use that for the category_id on a call to update a transaction,…
- Nathan Fast
- Software Developer
- nathanmfast
- 6 days ago
- 2 replies
- 65
- Nathan Fast3 days ago
- API & Integrations
YNAB Swag Sale **October 21st**
Hello all! I hope this announcement finds you well! A little while ago we announced we'd be selling YNAB Merchandise - a YNAB Swag Sale - for a limited time, at a date to be disclosed.…
- FanessYNAB Support
- Faness_YNAB
- 5 days ago
- 11 replies
- 383
- 4
- NicoleYNAB Support3 days ago
- Announcements
- Veronica
- Support Manager
- Veronica_ynab
- 5 days ago
- Reported - view
The Swag Sale is up and running! https://www.youneedabudget.com/shop/ will get you to the shop and everything will be up until Friday night! Feel free to thread questions below
How to budget when using splitwise?
My Fiance pays rent/utilities and we put it on splitwise, then I pay for groceries and day to day stuff to even it out. relatively simple, but i'm not sure how to reflect this in my budget?…
- Salt Lamp
- SAlt_Lamp
- 4 days ago
- 1 reply
- 37
- dakinemaui4 days ago
- Method & Budgeting
"Pending Transactions" - How to handle a situation
I used my credit card to pay for dinner at a restaurant. I added a tip to my bill. I entered the amount into my credit card register for the amount including the tip.…
- Terry Bauer
- Providex Programmer
- tlbauer56
- 12 days ago
- 7 replies
- 125
- FanessYNAB Support4 days ago
- Accounts & Transactions
Money transfer interest free period running out soon
Hi! I have had an Aqua classic credit card for a while, 6 months ago they offered me a 6 month interest free money transfer, so I did this several times across 2-3 months totalling £800.…
- Lavender Tape
- Lavender_Tape.11
- 4 days ago
- 1 reply
- 31
- 1
- FanessYNAB Support4 days ago
- Credit Cards
How do you handle chargebacks?
Hello - just a quick question how you all handle chargebacks on credit cards. What I mean by these are refunds that journal when the original charge occurred instead of the refund processing date.…
- Hot Pink Mainframe
- Hot_Pink_Mainframe.4
- 4 days ago
- 1 reply
- 27
- Ceeses4 days ago
- Credit Cards

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