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Any way to 'reconcile' budgets?
I imported all my data going back to 2019, because there is a lot of valuable information in there that has helped me greatly to get my budgets set up.…
- Hot Pink Wildcat
- Hot_Pink_Wildcat.13
- 3 days ago
- 35 replies
- 142
- MXMOM1 hr ago
- Using YNAB
2022 Age Of Money Challenge 💵
Hello, 2022! The AoM challenge has been happening for several years, so why stop now?! 😉 RULES---- Choose a day every month that you will post your AOM to the google spreadsheet (link below).…
- Brandon Thomas
- Technology & Innovation Manager
- btlex7
- 2 wk ago
- 6 replies
- 108
- 3
- Cadet Blue Tugboat1 hr ago
- Join A Challenge
New Loan Accounts - How to Pay Off Previous Mortgage / Add Cash Out
I just refinanced my house, and took cash out. I have my old mortgage account linked on YNAB just as a tracking account. Now YNAB has a new loan type of Mortgage.…
- CJ ATX
- YNAB changed my life!
- Forest_Green_Device.16
- 16 hrs ago
- 1 reply
- 10
- nolesrule3 hrs ago
- Using YNAB
True Expenses and Investments?
The way I've been budgeting is that each month I put most of my income towards next month's expenses (so last month's paychecks are funding this month's regular expenses) and then anything extra is…
- J Shao
- theshaofamily
- 2 mths ago
- 9 replies
- 163
- 1
- MXMOM4 hrs ago
- Saving & Investing
YNAB Price Change 2021
Hey all, You’ll see an in-app message today with more information on the upcoming pricing change that will impact your next renewal . We know—especially for a YNABer—that every dollar counts,…
- NicoleYNAB Support
- Support Manager
- nicole_ynab
- 2 mths ago
- 1,497 replies
- 5,821
- 9
- Lavender Sloth10 hrs ago
- Announcements
- NicoleYNAB Support
- Support Manager
- nicole_ynab
- 2 mths ago
- 3
- Reported - view
Hey YNABers! I know you have questions and have been waiting to hear from us. Todd, YNAB's CEO, is doing an AMA on Reddit tomorrow, November 5, 2021, from 12pm ET to around 2pm ET.…
Buy Now - Pay Later questions
I am “new” to YNAB. I found it ages ago when I was in undergrad, learned a lot and didn’t need it for a long time. After getting married last year, my partner and I need a bit more guidance learning…
- LittleStarGirl
- Artist by day, nerd by night
- LittleStargirl
- yesterday
- 12 replies
- 99
- LittleStarGirl11 hrs ago
- Using YNAB
Why Add Transactions if YNAB syncs?
This is more of a theoretical question instead of a technical one, but I'm looking for others to help me "talk it out". If YNAB syncs your accounts regularly (and assuming without issue),…
- Silver Chef
- Silver_Chef.15
- 2 days ago
- 17 replies
- 126
- Ceeses12 hrs ago
- Setting Up Your Budget
anyone interested in doing a challenge to get our legal/financial house in order?
Over in Journals, I brought up the idea that it might be interesting to have a challenge where we get our house in order legally and financially. And by financially, I don't mean pay off debt,…
- MXMOM
- MXMOM
- 3 mths ago
- 176 replies
- 734
- 8
- Globetrotter13 hrs ago
- Join A Challenge
- MXMOM
- MXMOM
- 6 days ago
- 3
- Reported - view
Summary of estate planning challenge To refresh this challenge as well as summarize things, I am writing this post. This way people can see everything but not have to wade through all the posts.…
The Official* 2022 Debt Smackdown!
Happy New Year! Here’s hoping that 2022 isn’t “2020, too”. Either way, we’ll be paying off some debt this year! 😀 Although YNAB is not hosting the 2022 Debt Smackdown this year,…
- Orchid Falafel
- Orchid_Falafel.15
- 2 wk ago
- 93 replies
- 528
- 17
- Ivory Tiger15 hrs ago
- Join A Challenge
Why does YNAB treat positive credit card balances as cash?
I JUST got laid off from my job so of course the first thing I did was go to the budget and batten down the hatches. I moved money out as far as possible for necessary expenses, however,…
- Orange Falafel
- Orange_Falafel.17
- yesterday
- 11 replies
- 100
- MXMOM15 hrs ago
- Credit Cards & Debt
- Answered
- Answered
biweekly Mortgage Payments - New Loan feature?
Hi all, Are biweekly mortgage payments a Canadian thing? I was wondering why YNAB was forcing me to make a "Monthly" payment when my payment is biweekly.…
- Aquamarine Python
- Aquamarine_Python.17
- 1 mth ago
- 6 replies
- 130
- 2
- Spring Green Filly19 hrs ago
- Credit Cards & Debt
overspend showing on CC but not in budget
I am having a CC mystery. My CC is paid in full. I am buffered. My CC register shows I'm over spent by $20.64, an orange number. My budget says I am green and good to go.…
- clevername
- Violet_Pony_1d1993f004c
- 3 yrs ago
- 27 replies
- 1,863
- 1
- MarisaYNAB Support20 hrs ago
- Credit Cards & Debt
- Answered
- Answered
New YNAB converted Loan Account Interests amount incorrect
I converted my loan accounts from tracking to the new planner feature. The issue I now have is that the interest calculated is no way near the actual amount (interest % is correctly specified),…
- Chetan Sondagar
- csondagar
- 2 mths ago
- 18 replies
- 358
- 3
- MarisaYNAB Support20 hrs ago
- Dealing with Debt
Budgeted Column Not Showing Up..
Hi There, Pretty new to YNAB, still navigating my way around :) How come I don't see the budgeted Column i only see Assigned, Activity and Available ? Thanks, Evan
- Evan
- Tired Of Living PayCheck To PayCheck
- Evand
- yesterday
- 9 replies
- 60
- Evan21 hrs ago
- Using YNAB
- Answered
- Answered
How to stay disciplined with savings categories?
Hoping for advice on how best to stay disciplined with a savings goal. When budgeting each month, once the core goals/necessities are met, any extra goes into an Auto Purchase fund where we're…
- Silver Guitar
- Silver_Guitar.10
- 1 mth ago
- 9 replies
- 156
- Completely Christina22 hrs ago
- Saving & Investing
Maintaining savings accounts
I had savings that I built up for years. In the past month, I've had three different home repairs (leaky roof, leaky basement, water damage) that have made me spend a significant amount of my…
- Hot Pink Cornet
- Hot_Pink_Cornet.18
- 1 mth ago
- 2 replies
- 84
- 2
- Completely Christina22 hrs ago
- Saving & Investing
View/print budget goals?
Is there a way to see in a spreadsheet format my monthly goals for each budget category? Clicking on each category to view my goal is cumbersome. I would like to see my expected income/expenses…
- AJ
- Green_Android.11
- 1 yr ago
- 10 replies
- 127
- MarisaYNAB Support22 hrs ago
- Using YNAB
Now Here: Direct Import in the UK and EU
We are very pleased to announce the official addition of a third import partner: TrueLayer. TrueLayer supports select UK and EU banks (we use their Data API).…
- MarisaYNAB Support
- marisa_ynab
- 1 mth ago
- 57 replies
- 1,834
- 4
- DelaYNAB Support22 hrs ago
- Announcements
- MarisaYNAB Support
- marisa_ynab
- 1 mth ago
- Reported - view
If you're running into issues with your TrueLayer connection, our support team is ready to help! You can reach out to us ( not TrueLayer ) and we'll see what's going on.
Credit Card / Small business
Hello, I run a small business, I really don't know how much I will spend at home depot every month. So when i purchase something from home depot I use my credit card,…
- Brad
- Bradley
- 2 days ago
- 11 replies
- 51
- 1
- Vibrantyesterday
- Credit Cards & Debt
Reconcile loan account
Hello everybody, I am writing this message, because I am a bit confused. I set up a loan account for my mortgage loan. I set up a category, and there a transfer each month from my bank account to…
- Turquoise Boat
- Turquoise_Boat
- yesterday
- 14
- Using YNAB
Asked to assign more than I need to
I have a monthly payment at NOK 1102,-, every 15th day of the month. I assigned 1107,- by a mistake in January, and the transaction went by - leaving me 5,-.…
- Polar Cow
- PolarCow
- 3 days ago
- 2 replies
- 55
- Polar Cowyesterday
- Using YNAB
- Answered
- Answered
White notification dot but no pending transactions?
From this page: https://docs.youneedabudget.com/article/172-link-account "If you have any transactions to import, approve, or categorize, you'll see a white notification dot to the left of the…
- Cornflower Blue Boat
- Cornflower_Blue_Boat.6
- 8 mths ago
- 15 replies
- 185
- SnowForceyesterday
- Using YNAB
My Ready to assign is $107,000.
I just added 3 years of data and categorized the transactions. But the account started with a lot of savings anyways. How do I get the "Readytoassign" amount down to what my current income is?
- Forest Green Display
- Forest_Green_Display.10
- yesterday
- 25 replies
- 99
- MXMOMyesterday
- Using YNAB
Correcting account balance
Due to some old errors in my budget and transactions, I needed to do some corrections to May budget. What I did was: * Made sure all account balances were correct * Made sure all credit card…
- Ziggy Stardust99
- ziggy_stardust99
- 8 mths ago
- 14 replies
- 87
- Alice Blue Majoryesterday
- Setting Up Your Budget
Issues with the app
We started using YNAB this week and love it. We do have an issue I’m hoping someone can shed some light on. When we log into the app a lot of the settings are not there.…
- jandawood
- jandawood
- 5 mths ago
- 12 replies
- 165
- Lavender Piccoloyesterday
- Using YNAB

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