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  • Credit cards

    I finally bit the bullet and uploaded my credit card into YNAB. I owe about 4000 on it. How do I pay it down with out assigning a category to it? I want to pay it down,…
    • Salmon Jackal (b97481a4f232)
    • Salmon_Jackal_b97481a4f
    • 3 yrs ago
    • 9 replies
    • 2,034
    • Gold Boa38 min ago
    • Dealing with Debt
    • Slate Blue Lightning (b7d3059e1104)
    • Slate_Blue_Lightning_b7
    • 3 yrs ago
    • 1
    • Reported - view
    I believe the category won't be required if you manually enter your payments prior to the sync. I was confused at first as well, but manually entering has helped clear things up for me.…
  • How to create an Emergency fund

    Having an emergency fund readily available at all times is invariably a good idea. It can protect you in a time of job loss or during a natural disaster period that directly impacts your living…
    • noltee
    • Finance tips
    • Tan_Leopard.16
    • 6 hrs ago
    • 1 reply
    • 19
    • WordTenor49 min ago
    • Setting Up Your Budget
  • Next month holding or budget it into next month

    Im curious what people do, I see some people say they use a next months holding category and some people budget straight into the following month. What do you do and why?…
    • Nicellla
    • Nicellla
    • 3 days ago
    • 22 replies
    • 196
    • 1
    • Bruce1 hr ago
    • Using YNAB
  • Goals: Needed for spending - Repeat

    The new goals are much more like what I want to use. I did find an issue with the Needed for spending type goal, and the ability to have it repeat. My budget includes a professional license that…
    • Cyan Mixer
    • Cyan_Mixer.9
    • 8 mths ago
    • 11 replies
    • 302
    • Dave W4 hrs ago
    • Using YNAB
    • Answered
    • Answered
  • Update on Direct Import in the UK and EU

    Hey everyone—but especially our customers over in Europe. I want to give you an update on UK and EU Direct Import. To put it as plainly as possible, the process is underway.…
    • Hannah M-M
    • Product Manager
    • hannahmm_ynab
    • 8 days ago
    • 28 replies
    • 367
    • 17
    • Green Violin (fb0473654878)4 hrs ago
    • Announcements
  • How to Make Your Money Work for You

    Money is a tool that can help you to achieve your goals. It can provide comfort and stability for your family, make it easier to plan for the future, and allow you to save towards important…
    • noltee
    • Finance tips
    • Tan_Leopard.16
    • 6 hrs ago
    • 11
    • Small Business
  • Handling Cryptocurrency Investments.

    Hi everyone, I did a customary search on the forums for other posts, but crypto investments seem to be scarce to find. I wanted some inputs on how to handle crypto investments on CoinBase as such.…
    • LoaferDude
    • furious_falcon
    • 10 mths ago
    • 13 replies
    • 496
    • Superbone6 hrs ago
    • Saving & Investing
  • Quick way to cover Overspent categories

    Hello, so I mainly use the iPhone YNAB app. Is there a fast way to clear all "Overspent Categories" ? I'm probably not budgeting correctly (only 3rd month using YNAB),…
    • Quang
    • Newb
    • quang
    • 5 days ago
    • 10 replies
    • 112
    • Orchid Lightning7 hrs ago
    • Using YNAB
  • AMEX Impossible to Reconcile

    Hi! I am into my third month with YNAB and struggling to keep my AMEX card reconciled. I pay my card off every month but most expenses go on it. I always budget for the spending or cover the…
    • Rogue06
    • ROGUE06
    • 11 hrs ago
    • 1 reply
    • 11
    • Periwinkle Flute9 hrs ago
    • Credit Cards & Debt
  • Transaction at the end of the month

    Hello! I'd like advice on how to handle this particular issue. I shop for groceries on Sunday, and then use them over the next week. I run into an issue when that Sunday is the last day of the month,…
    • Aquamarine Unicorn
    • Aquamarine_Unicorn.2
    • 3 days ago
    • 12 replies
    • 110
    • Move Light Sound Life10 hrs ago
    • Using YNAB
  • college savings & Roth

    Hi, a question about tracking and accounts. After a year of YNAB & paying off my debt, I chose to increase my retirement savings; it was always at 15% but now it's about 18% of my income.…
    • Ivory Storm
    • Ivory_Storm.3
    • 11 hrs ago
    • 1 reply
    • 12
    • nolesrule11 hrs ago
    • Parenting
  • Income vs. Expense Report

    Any chance you can make this report fit on a PDF? Smaller letters..... or more condensed report? I don't want to keep having to export to Excel.
    • Slate Gray Hail
    • Slate_Gray_Hail.9
    • 11 hrs ago
    • 12
    • Using YNAB
  • Support of tags?

    There are transactions that happen every so often. An example of this would be Education expenses. Currently this might come out of several categories (Splurge, Education Books, Education Fees,…
    • RIP_MSMoney
    • FinTech Programmer
    • rip_ms_money
    • 1 yr ago
    • 52 replies
    • 1,499
    • 14
    • Slate Gray Hail11 hrs ago
    • Setting Up Your Budget
  • 2021: The Official YNAB Savings Challenge

    Welcome to the official YNAB Savings Challenge of 2021! It's that time of year where we reflect back and focus forward on what's to come in 2021! I know 2020 hit a lot of us in tough ways,…
    • VeronicaYNAB Team
    • Marketing Team
    • Veronica_ynab
    • 2 mths ago
    • 97 replies
    • 1,279
    • 14
    • Corruptress12 hrs ago
    • Join A Challenge
  • Overdraft and TBB? Help please !

    Hi there ! First, please apologize my english, i'm not native :-) I'm very new to Ynab (started about 1 week ago), and have been struggling with overdraft for years.…
    • Sea Green Network
    • Sea_Green_Network.8
    • 7 days ago
    • 4 replies
    • 58
    • Ceeses12 hrs ago
    • Setting Up Your Budget
  • Affiliate partner

    Hello, I'm wondering if you've revamped your affiliate partner program yet. If so, where can I apply?
    • Alice Blue Hammerhead
    • Alice_Blue_Hammerhead.12
    • 8 mths ago
    • 5 replies
    • 177
    • NicoleYNAB Support13 hrs ago
    • Small Business
  • Advanced search string

    Hi! Very excited to be using Ynab. I've imported years of data from RBC and categorizing it. How can one do an advanced search? For instance, I'd like to find dozens of recurring transactions in the…
    • Happy Habs
    • Beige_Mask.12
    • 14 hrs ago
    • 5 replies
    • 16
    • Happy Habs13 hrs ago
    • Using YNAB
    • Answered
    • Answered
  • Credit confusion

    I transferred $300 from a credit account A to a checking account B (categorized as a transfer) (EDIT: TBB did not change!), then I transferred $300 from a savings account C to the same credit…
    • Magenta Cup
    • Magenta_Cup.13
    • 2 days ago
    • 8 replies
    • 63
    • Magenta Cup2 days ago
    • Credit Cards & Debt
  • Transfers no longer show me the original description

    I have become accustomed to the fact that YNAB gets the category of transfers wrong more often that it gets it right (which may have been down to an errant payee rule that I've now removed).…
    • Cadet Blue Deer
    • Cadet_Blue_Deer.4
    • 15 hrs ago
    • 2 replies
    • 20
    • SgtBatten13 hrs ago
    • Using YNAB
  • Is YNAB right for me?

    I am new to budgeting in general, and thought YNAB was going to work for me. But I think it is over-complicating something that I prefer to be simple, but I'm not sure if maybe I am missing…
    • GrammySmells
    • Grammysmells
    • 17 hrs ago
    • 2 replies
    • 49
    • Krys16 hrs ago
    • Using YNAB
  • Just started and I am STUCK.

    So I am doing this manually and I have created my categories and budgeted the money. But now I have paid a few things and I can't enter them as paid. The transaction button doesn't allow me to see…
    • Alice Blue Cornet
    • Alice_Blue_Cornet.2
    • 1 yr ago
    • 5 replies
    • 120
    • nolesrule16 hrs ago
    • Using YNAB
    • Answered
    • Answered
  • Setting up connection to USAA

    Hey! I’m new to YNAB. The first account I try to set up is my USAA bank account. It tells me right away that it’s “incompatible” (see attached). I’ve googled it and seen people say they successfully…
    • Kmarie630
    • Forest_Green_Mermaid.13
    • 2 days ago
    • 11 replies
    • 41
    • 1
    • RachelYNAB Support17 hrs ago
    • Using YNAB
  • Android Widget

    It would be nice to have an Android desktop widget with selectable categories to see highly used category balances quickly
    • Mike T
    • Violet_Barnacle.1
    • 1 yr ago
    • 12 replies
    • 453
    • 11
    • Periwinkle Flute17 hrs ago
    • Using YNAB
  • Feedback on ways to stick to a budget

    Hi All Earlier this week I made a conscious decision to only spend $50 per month on Amazon to cut back on unnecessary spending. I was thinking a way to achieve this would be to just add crap to the…
    • Blue Cheetah
    • Blue_Cheetah.14
    • yesterday
    • 7 replies
    • 91
    • 1
    • WordTenor18 hrs ago
    • Tips & Tricks
  • Quick Budget Underfunded & API goal_under_funded don't match

    I've noticed that for some categories the value in the UI shown in Quick Budget > Underfunded doesn't match the value returned in goal_under_funded in the API.…
    • 18059521-5301-4da6-9ab7-869db2
    • Software Engineer
    • 869db2
    • 5 days ago
    • 7 replies
    • 58
    • BradyYNAB Team23 hrs ago
    • API & Integrations
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  • Q&A
    • Using YNAB
    • Setting Up Your Budget
    • Credit Cards & Debt
    • API & Integrations
  • Community
    • Announcements
    • Join A Challenge
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