Amex Grocery Credit Card separated by primary and authorized account

My wife and I have an Amex blue cash preferred card to use for our grocery shopping (can't beat the 6% back) but the way YNAB imports it from Amex is two different accounts, one for the primary card and one for the authorized user. YNAB then imports each transaction under each respective card, but Amex assigns all transactions to the primary card holder account. So, let's say total statement amount is $600, $200 on primary card and $400 on authorized user card. A payment just posted for $600 against the primary card holder account, which gives me a surplus of $400 on that account, so I set up a transfer between the two accounts for $400 to balance it out. But now my under the primary account it's listing a credit card over spend of $400.

Hopefully this makes sense, but is there a better way to do this?

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  • Maroon Octopus  see the discussion about this here.

    Long story short: they're working with their direct import partner to fix this, but no timeline on completion. A few workarounds have been proposed in the meantime.

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  • Thanks for the link, had done a quick search but didn't see this thread before. Appreciate the help.

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