What is Considered Income?
Is income only what is earned or is it anything that is an inflow from any source? For instance, let's say I buy a shirt for $20 and then return it. Does the $20 go back into the clothing category or does it first go into the Income: To Be Budgeted and then moved into the clothing category?
Since the $20 for the shirt will be shown as an expense on the Income vs Expense Report, it seems to me that I would have to show the $20 first as income and them move it to the clothing category to keep the Income vs Expense Report accurate.
I'm only in my second week with YNAB (coming from Mvelopes 5 after a very long history there) and am very happy so far with what I see here - thanks!