Schedule Transaction Confusion & Duplicates

I'm a little confused about how scheduled transactions actually function when the due date arrives. It seems that sometimes a scheduled transaction isn't matched up with the actual transaction that occurs so I end up with a duplicate, one of which I have to delete.

For example, let's say my HOA payment is due on September 1: YNAB asks me to approve the scheduled transaction, and then the auto-imported transaction shows up as well and YNAB thinks I've paid it twice. Also, I am asked to approved scheduled transactions that occur on my credit card before the actual charge posts to my account, and when it does, I end up with a double charge.

This seems to happen even when I have a re-naming rule in place for payees to cover any discrepancy in the actual name of the posted charge vs. the name I used when I created the scheduled transaction. I think I am probably just failing to understand something about how this works and I am not sure this phenomenon has happened with all scheduled transactions. 

Thanks for your input!

6replies Oldest first
  • Oldest first
  • Newest first
  • Active threads
  • Popular
  • When the auto-imported transaction comes in, if it doesn't match automatically, you can always do so manually. On the website, select both transactions and hit Edit | Match. Approving a scheduled transaction doesn't clear it, so you can always check for recent uncleared transactions to match with. I don't know why this is happening often with your scheduled transactions; the only thing I can think to ask is whether the scheduled date is more than a few days from the actual date, because YNAB won't match automatically in that case.

    Like 1
  • I'm having the same issue now...🤔

    Like
      • mamster
      • mamster
      • 10 mths ago
      • 1
      • Reported - view

      Blue Falcon How big a gap is there between the date of the entered transaction and the date of the downloaded one? If it's more than (I think) a week, they won't match automatically. You can get around this by either doing a manual match or dating the scheduled transaction later.

      Like 1
    • Blue Falcon Imported transactions will automatically match up with transactions you’ve entered as long as the amounts match exactly and the transaction dates are within 10 days of each other. If they don't automatically match, like mamster mentioned, you can manually match an imported transaction with one you entered.

      Like
      • mamster
      • mamster
      • 10 mths ago
      • 1
      • Reported - view

      Faness Ten days! Thank you. I knew it was something like a week. :)

      Like 1
    • mamster You were close! I believe it was a week at some point and then extended to 10 days (and I've seen some users request it be extended further). 

      Like 2
Like Follow
  • 10 mths agoLast active
  • 6Replies
  • 366Views
  • 5 Following