Another "Funds for [Month]" question
I started on June 1.
My first account entry is on June 1.
"To Be Budgeted" is 0.
Budgeted in June is equal to all my income.
The account is balanced, $0 uncleared.
"Funds for June" is $606.35 higher than "Budgeted in June."
And when I click back to May, where every single line is set to $0, it says "Funds for May =$606.35"
I don't understand why this is happening. Can you help me?
When you started using YNAB, did you have any money sitting in an account you added? (i.e., a starting balance). That's not income, but it is money that you budgeted. Look at all of your starting balances for each account you added to YNAB (not counting tracking accounts). Do you see any starting balances with a May date?
And do you have any money budgeted in the future?
The point is: "funds for [month]" will almost never equal your income for that month, because it includes opening balances (when you start using YNAB) and category balances that rolled over from last month.Reply
No other money when I started.
I started with one account, the balance was negative $13 and that is reflected in total income minus total budgeted.
No transactions with May dates, no future budgeted items.
I would understand it being higher if I rolled something into June, but still, every dollar has a job, so budgeted and funds for should match, I would think.
If "Funds for June" is $606.35 higher than "Budgeted in June," but TBB is 0, there should be $606.35 shown as "Budgeted in Future." If there isn't, this is really weird.
I see two puzzles here. First, where did that $606.35 come from? The program thinks it came in prior to June 1, yet you have no entries prior to that date.
The second puzzle is, what is the program doing with that $606.35? If it's budgeted in July or later, that would look normal; but if Budgeted in Future is zero, there's $606.35 that came out of nowhere and then disappeared into nowhere.Reply
Hi Scott !
That definitely sounds like a puzzle!
When you have a moment, can you take a look at your Income vs. Expense report? The $606 should be listed there (or the individual transactions combined to get that amount) and you can click on it for details.
That should give us a better idea of what's going on here! :)Reply
I think I have a similar problem. Each month, I budget my previous month's income so that my TBB amount is $0. At the end of the month, I make sure to cover all overages with excess from other categories or savings so that I do not have any overages. I will leave some categories with an excess that I want to grow each month. I just did this with July. TBB is at $0, but this is what I see.
Funds for Jul +$566.42
Overspent -$2.27 (I am not worried about this total, I know what is causing this. No other month has a value here)
Budgeted in Jul -$564.15
Budgeted in Future -$0.00
Many of my previous months have similar values - TBB at $0 and positive or negative values in Funds for.
Where is this $566.42 coming from? The month is over and everything is zeroed out. I have budgeted for August and everything is at $0 like I would expect.Reply
The point is: "funds for [month]" will almost never equal your income for that month, because it includes opening balances (when you start using YNAB) and category balances that rolled over from last month.
Is the last part of this statement accurate? In my account, it doesn't *seem* that category balances are being reflected in 'funds for [month]'. If you add up my category balances that carried over from the previous month, it's a lot higher than the funds for amount.Reply