New Month, Total Budgeted: $0?

I just started with YNAB last month and set up monthly funding goals for each category when I started in early May.  Today (6/1), I used the Underfunded link to fund the envelopes for this month and all looks good.  

Yet, on the right side it shows $0 budgeted despite the fact that the budgeted column shows amounts.  Also, I spent $7.90 for breakfast this morning and that was entered.  Yet, the total activity in the right column is $0.

Is something wrong here?

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  • Here's a screenshot that may explain more.

    Reply Like 1
  • Are you using a holding category to send income forward one month? If so then  the negative budget amount in that category equals the total amount budget to the rest of the June categories and they offset.

    I suspect this is the case because your funds for June and Budgeted for June is zero in the header.

    To make the numbers right, the money has to be removed from the holding category in May, not June.

    Reply Like 2
  • I have a category called "Unallocated - Checking"  which had funds left over from May.  But, many of my categories had left over funds.

    To avoid this, do I have to have $0 in each category before the new month begins?  I hope not.

    Reply Like
      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 5 mths ago
      • Reported - view

      Rick So you budgeted all your money in May, including Unallocated - Checking. No unbudgeted funds carried over to June, and there has been no June income. Then in June you used that money in Unallocated - Checking to fund your categories? If so then YNAB is behaving as expected. Total Budgeted is the sum of all the numbers in your Budgeted column, and I suspect the Unallocated - Checking has a negative number in the Budgeted column that is equal to the sum of all your other categories' Budgeted amounts.

      Essentially you budgeted money in May, unbudgeted some of it in June and then budgeted it to your other categories. The sum of all Budgeted changes in June offset eachother.

      This has nothing to do with the category balances for ALL of your categories carrying over. Just Unallocated - Checking, which you used to then fund June's budget, right?

      Reply Like
      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 5 mths ago
      • Reported - view

      Rick Let's simplify the example.

      In May you receive $100 as income. You budget it to "Unallocated". In June, you move the money from "Unallocated" to Electricity.

      In May, you have $100 Funds for may and $100 Budgeted.

      In June, you have $0 Funds for June (all your income was budgeted in May so it didn't carry over), and your Budgeted in June is zero, because:

      Unallocated  Budgeted = -$100

      Electricity Budgeted = $100

      Total Budgeted = $100 + -$100 = 0

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      • sgarelick
      • sgarelick
      • 5 mths ago
      • Reported - view

        nolesrule Doesn't the unfunded link (which he says he used) pull only from TBB?

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      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 5 mths ago
      • Reported - view

      sgarelick Sure, but I suspect the money was unbudgeted from the Unallocated - Checking category first (or maybe afterward).

      Reply Like
      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      nolesrule Right - no income yet for June.  I have enough funds in Unallocated - Checking to cover two months spending.  When June began, I funded all the envelopes and covered the negative amount in TBB from Unallocated - Spending.  It still has a positive balance.

      Is there a better way to do this?  I find that the information in the column on the right to be of little use anyway.  So, this is not a deal breaker for me and would like to make it smaller or hide it if I could. 

      Reply Like
      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      nolesrule I funded first, then the TBB category was negative, then I covered it from the Unallocated - Checking.  

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      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      nolesrule I funded first, the covered the negative TBB from the Unallocated - Checking.

      Reply Like
      • sgarelick
      • sgarelick
      • 5 mths ago
      • Reported - view

      Rick I think what you should have done was:

      1. Move all unallocated dollars to TBB
      2. Fund from TBB (using the unfunded link)
      3. Put any remaining dollars left in TBB back in the unallocated category
      Reply Like
      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      sgarelick OK, I'll try that for July.  I don't think that I can go back and fix it for June now, can I?

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      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      sgarelick PS  But, what about other categories like car maintenance that also had positive balances?  Would those be an issue as well?

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      • sgarelick
      • sgarelick
      • 5 mths ago
      • Reported - view

      Rick I think the easiest thing to do would be to select all the categories you funded and click the link to make the Available amount 0; that way all the funds will move back to TBB and then you could follow the steps.

      Reply Like
      • sgarelick
      • sgarelick
      • 5 mths ago
      • Reported - view

      sgarelick If you follow what I suggested above, even the categories that have funds in them when you switched over to June would go back to TBB. You'd have to move the remaining TBB dollars left over after doing the funding to those categories.

      I guess another option assuming you're still in the same web session is to use the undo feature to undo what you have done.

      Reply Like
      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      sgarelick I just did that and the results were the same.

      Reply Like
      • sgarelick
      • sgarelick
      • 5 mths ago
      • Reported - view

      Rick So you had a lump sum in TBB and the you selected all the categories you wanted to fund and clicked the Underfunded link?

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      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      sgarelick I reset the budgeted amounts.   Then, I moved everything from the unallocated checking to TBB.  The I funded the categories (with the underfunded link) and moved the balance in TBB back to the unallocated checking category.

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      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 5 mths ago
      • Reported - view

      Rick 

      Rick said:
      nolesrule I funded first, the covered the negative TBB from the Unallocated - Checking.

       That's why your Budgeted in June is zero. The money you used to Budget June came from a category, not from TBB.

      There's nothing wrong with that, so don't get hung up on the numbers.

      But if you want to the numbers to be what you expect, then:

      1) Set Unallocated Budgeted amount to ZERO in June

      2) Set Unallocated Available amount to ZERO in May

      3) If you have any money left in TBB in June, budget it to Unallocated in June to get TBB back to ZERO.

      You have to do the right actions  in the right month (in that order to avoid intermediate confusion).

      Reply Like
      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      nolesrule  Thanks - ya know, I'm not going to worry about it.  The budget in the middle of the page is what I need to see correct and it is.   I've only been here a month and, like I said, the info in the right column has not been useful except the link to fund the underfunded categories.  That's why I put in a feature request to let us re-size it or hide it.  Thanks again!

      Reply Like
      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 5 mths ago
      • Reported - view

      Rick The Budget itself is defiintely the most important information in the entire application. 🍻

      Reply Like
      • Bruce
      • Software Engineer
      • Bruce
      • 5 mths ago
      • Reported - view

      Rick if you use the toolkit, there's an option in it to shrink, and (I think) to remove the right hand column. You might want to give that a try.

      Reply Like
      • mamster
      • mamster
      • 5 mths ago
      • Reported - view

      Note that you can also select all categories and then deselect the Unallocated category, and that'll give you the number you're after.

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      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      Bruce Yeah - I used to use Chrome but then switched to Edge.  So, now I may need to go back - thanks!

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      • Bruce
      • Software Engineer
      • Bruce
      • 5 mths ago
      • Reported - view

      Rick I'm right there with you. I use edge for most things, but when it comes to YNAB, I pull out chrome.

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      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • 1
      • Reported - view

      Bruce I just did that and the Toolkit adds a good deal of nice functionality!

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      • Rick
      • Mvelopes to YNAB Convert
      • ricka47
      • 5 mths ago
      • Reported - view

      mamster That does show the correct number!

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  • PS  I had no negative amounts in any category at the end of the month.  All were either positive amounts of $0.

    Reply Like 1
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