Bye MS Money - It's been a good ride

I've been using so-called "personal finance software" for years -- decades, actually. Early on, there was Quicken. It had annoying compatibility problems (Mac vs Windows), and a few quirks that were maddening. Eventually, I tried Microsoft Money. As much as I was (am?) a Microsoft hater at the time, MS Money eventually won me over, because it seemed to have the ideal blend of simplicity and rigor.

I happily used MS Money for years, ignoring the problems that eventually cropped up. When they killed the online updates, I went with manual imports, or ignored CC transaction detail altogether. When they shut down support for the product and introduced the sunset edition, I was...concerned...but everything still seemed to work. I dutifully archived my old transactions every year or so, to keep the performance from completely tanking. I fretted when new versions of Windows came out (I think it broke with Windows 8). I installed Windows on a Virtual Machine on my Mac and Linux machines, just to be able to run Money. 

The one thing I never was able to do with MSM, though, was budgeting. I always thought it was me. I tried Mint, to see if their magical online transaction importing would give me the category insight I was hoping for in my budgets. Nope. I've tried other things, like GNUCash, Moneydance, homegrown spreadsheets, etc. I always ended up back with MS Money, and eventually, that whittled down to just being two things: a reconcilable transaction register and a bill schedule.

Fast forward to May of this year. I tried YNAB. I'm not sure who pointed me in its direction; I had heard things about it for years, but had never tried it. Maybe it was the name, who knows? Now, I am officially hooked. I just checked -- the last transction I entered into MS Money was June 14th, 9 days after I paid for my YNAB subscription, when I stopped double-entering everything just to be safe.

YNAB, you have a convert. I am officially pushing my Money database to the permanent archives.

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  • Familiar story, though I gave up MS Money 5 years ago. :D

    Like 1
  • Welcome, Walrus 44 ! I came to YNAB, but Quicken, but other than that, my story is the same too.

    Like 1
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 2 mths ago
      • 1
      • Reported - view

      Matthew Me too (from Quicken to YNAB) but that was 12 years ago now! 😲

      (Hint: I didn't learn how to budget properly until 12 years ago.)

      Like 1
      • Walrus 44
      • Getting the Hang of it
      • walrus44
      • 2 mths ago
      • 2
      • Reported - view

      Superbone I’m kicking myself for taking so long. 

      Like 2
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 2 mths ago
      • 1
      • Reported - view

      Walrus 44 Hey, at least you're on the right path now! I took way too long to find it myself. (Well, in actuality, I don't think it existed too many years before I found it.) The best day to plant a tree is 20 years ago. The next best day is today! 🙂( nolesrule I don't want to hear your take on this proverb! 😂)

      Like 1
  • Congrats. I was msmoney from early 2000s to march of 2019. Have not looked back.

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    • TechieM2
    • IT Professional and General Geek
    • techiem2
    • 2 mths ago
    • 1
    • Reported - view

    Haha you sound like me.  Quicken, GnuCash (and about every other Linux based finance program), Mint, etc.  I never tired MSM though.

    Welcome!

    Like 1
  • Sounds similar...I was a Quicken user for years...I even used Pocket Quicken on my Palm and would sync with my wife...also ignoring problems.  I switched to an app called SplashMoney, but even though we entered everything as we spent, our balances were always off and had to be adjusted.  I finally discovered YNAB and it was like the stars aligned. I've been using it for 5 years (originally the PC version) and all is good. 🙂

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