One week in and going better this time
We tried YNAB many, many years ago, but we just played the Rule 3 game all the time and didn’t really get the system.
After years of unconscious spending, I’m really tired of his doomsday feelings and my wishful thinking spending.
we finally got everything into the budget including our long term savings obligations (education funds, etc) and clearly see that our spending habits are a bit over the top and we have no real idea or consensus on what our priorities are.
I’m really enjoying the ability to spend when I know it is in the budget and safe. I’m so excited to progress that I can hardly wait for each transaction to come in. Hahahaha.
YNAB has such a great support system now. Really feeling good about using this way-of-life well.
Yes, that feeling of wanting to look at your budget (sometimes just to look) doesn't go away. It's great to see how spending affects goals, and priorities, and how small changes here and there can effect large changes down the line. Just keep at it, and keep entering those transactions, and moving money when necessary to cover overspent categories.
Welcome, and good luck!