pablox Either you've misunderstood that documentation or I've misunderstood what you're saying. Paid-in-full status means you have enough money reserved -- in the payment category -- to pay the entire account balance. if the account balance is -1000, paid in full status means you have 1000 in the Payment category. You don't have to actually pay the account to 0 since they have only billed you for part of the total balance. Indeed, there are several advantages to NOT paying more than is billed.

If you only have 600 Available in the category, then you are floating 400 (=1000-600). Budgeted purchases raise both the category and account, so the float is unchanged. Overspending raises only the account, which increases the float. The only way to decrease the float is to raise the category but not the account. That requires a budget entry. 

You should not have money left in TBB. That is the amount of money that does not have a purpose (category) defined. You should make a plan for all of it by putting it in categories. When you get more, make plans for all of that, too.

pablox you’re missing the card category balance here, which is crucial to the math. If you provide hat, we can give even better advice. 
 

Step 1 is, if there is 375 000 you don’t need for your other categories, that should be budgeted toward the card. 
THEN you make a payment from CA to CC which is no more than the total in the card category. 
By the time your bill is due, you want to have enough in the card category to pay the entire bill. This will still mean you’re floating! You still have more paying down to do. But if your card category is 0 or positive after you pay the bill, you are at least using the float and not sinking deeper into debt. 

pablox You didn't say what is going on with the CC Payment category. Both the current balance and how much in budgeted purchases you think you'll put on that card between now and the due date. Those budgeted purchases also increase the Available payment.

You don't need to make two payments. In fact, it makes it harder to see what's going on if you do.

Also, in this example, why is TBB not 0? Can you use any of that to reduce the float? Hint: you don't know because you haven't made a plan for those funds. 

pablox this number is the most important number in the whole equation. 
 

pablox We know the statement is 1 000 000. Assuming your Dec Payment category is still about 776 000, you're floating 224 000 within the plan.

IF, and I repeat IF you have all your other categories funded as well, then you're in pretty good shape. You have a few more weeks of budgeted purchases (since those categories are funded) which will hopefully raise the payment category sufficiently. (This would be less than a month behind.)

However, if your other categories are not sufficiently funded, then you've got a problem. You would be more than a month behind and would need to decide which approach to use moving forward. Your actual "shortage" would really be the current float (224 000) PLUS the overspending that is imminent.

pablox Then 617000 is what you can afford to pay of the 1.400.000 bill. 
The category shows how much of your budget is set aside to pay the card. Just like “groceries” shows how much you can pay for groceries, so does the card payment category show what you can pay for a card payment. Just like groceries, you can budget to the category to make more available. Unlike groceries, when you spend budgeted money using your card in other categories, the budget will automatically move the money to make it available there. 
Each month, you need to ensure that you have the amount billed available in that category before you pay the bill. So now, you need more money there in order to pay the bill you’ve been given. Some of that will come from spending you’ll do between now and when the bill is due, but some will also probably need to come from you changing the budgets for your other categories to free up money to go toward the card. 

WordTenor OP intend to use the forum method of riding the float.

pablox said:
when I get the paycheck pay the statement + what I budgeted extra. What confuses me is the meaning of that green value

Not quite. You should only pay the statement balance. This will leave some money in the Payment category for the following month's payment. Your goal is to make the category equal to the account balance with a positive sign (green). Like any category, that is how much is reserved to pay the bill. That particular amount will allow you to pay the account in full, should you choose to. In practice, you don't need to pay more than the statement balance.

In the short term, your payment of the statement balance may exceed what is in the category. The link discusses that in more detail.

dakinemaui oh I understand that. But it’s clear they don’t understand the significance of the CC category, and without that understanding, riding the float won’t make sense either. They are 800M short of the statement balance right now.

WordTenor True, but it's likely they will need to pay more than is available in the category (contrary to your explanation). I do appreciate you jumping in, though. I'm getting a bit burned out.

pablox No worries mate, just other stuff on my mind. Your recent posts indicate things may be starting to make sense for you. Practically speaking, the linked workflow is what you need to grasp. Read that a few more times and see what questions remain.

As for your other question, yes the 800 difference was from the category to the statement balance. Getting the category to the statement balance by the due date via budgeted purchases is the "one month behind" boundary and things are less complicated.

Lastly, I just wanted to remind you that budgeted purchases are crucial to floating successfully. You mentioned that mainly groceries go on the card, but the more budgeted purchases you can *consistently* make on the card the better (things you would normally buy).

pablox Best of luck in the New Year!