Starting to lose a lot of faith in this software
I've been a long time ynab 4 user. I finally made the jump to new ynab. I'm seeing regular bank sync issues. Namely around Capital One, which is known.
I understand the workaround is to manually import transactions, but for some reason, transaction dates between synced transactions and manually imported transactions are off by one creating a huge amount of duplicate transactions. I have to manually go through 60+ transactions, find the duplicates and delete them.
Even with accounts that do 'sync successfully', I'm finding a whopping $1200 difference in whats posted in my account and what was imported. This software seems incredibly unreliable at this point.
I am suffering the same types of problems. I had a zeroed budget, just received two paychecks and my amount to be budgeted is less than 1/2 of what it should be.
I also tried entering purchases as I did them as recommended, but now I have doubles once it finally syncs of many transactions.
I have been zero budgeting with spreadsheets for 15 years now and I was going to switch to this software to make it easier for my wife and I to work together and deal with things on the fly. But, I have no faith in the numbers I see in YNAB and can't trust it now.
I think I am going back to my spreadsheets and won't bother purchasing YNAB.
I would simply stop the direct import. As I see it, YNAB is perfectly usable with manual entry and the occasional File Based Import for my high traffic accounts. It's actually faster to manually reconcile on the low traffic ones since it avoids the overhead of configuring the download parameters.
That being said, why did you stop using YNAB4? There's a patch to make it work on the Mac if that's your issue.
dakinemaui I switched off 4 for automatic importing.
Nicole Yes, the dates were incorrect. How would I reconcile an account if I can't import new transactions. Regarding the other account import issue. I resolved it by reimporting 2019 entirely and there was missing transactions at various dates throughout the year. It appears that the automatic import only imports x days of transactions and if the import has not run in greater than that amount of days, it will miss transactions.No amount of automatic importing would have resolved that. Perhaps if the development team can add some parameters to specify dates for the import.