I've lost $40 TBB

I have checked all my budget amounts and the total i have allocated is exactly $40 less than what I have in my checking account. All transactions and balances match but when I add up what is left to spend out of my budgeted amounts it is $40 less than my checking account.

 

How do I find this $40? My only overspend has been for credit card interest and it does not match this total. 

7replies Oldest first
  • Oldest first
  • Newest first
  • Active threads
  • Popular
  • Check next month's budget. The budget total always matches the total cash in accounts. 

    Like
    • WordTenor
    • I have the honor to be your obedient servant
    • WordTenor
    • 2 wk ago
    • Reported - view

    Also note that nothing in YNAB will match a particular account, except that account’s cleared balance in the register. So if you have other cash-based accounts, like savings, those are included in your budget. 

    Like
  • I have nothing budgeted for December and my savings account is matching the two categories I have it in. If I put transactions in for all my budget items my checking account still has $40  in it

    Like
      • Herman
      • herman
      • 2 wk ago
      • 1
      • Reported - view

      Adventure Awaits 

      With out looking at all your accounts particularly your credit cards it is hard to tell what the problem is or even if you have a problem. This is a good breakdown of how the numbers in ynab relate to one another from   Faness

      https://support.youneedabudget.com/t/36pzl0?r=18pz2a

      "Here’s a way you can verify every dollar in your bank account(s) is reflected in your budget – and not a dollar more.
      1. Advance to next month's budget. (The math is easier there, because all overspending is covered.)
      2. In the right sidebar, when no categories are selected, you’ll see your Total Available amount, which is the sum of the Available column.
      3. Add that to the amount you have left To be Budgeted and any amount Budgeted in Future, if applicable.

      Let’s stop here for a minute, just in case your To be Budgeted was negative. If it is, you would need to subtract it from Total Available, because that means you’ve given jobs to dollars you don’t yet have. Preferably though, you would go back to this month’s budget and budget less in a few categories until To be Budgeted is back in the green at $0.

      4. Now, add up the cash in your budget. That includes checking, savings, and cash accounts, plus any positive balances on credit cards if applicable.
      5. Your totals in step 3 and 4 should match, to the penny."

      Like 1
      • Herman
      • herman
      • 2 wk ago
      • Reported - view

      Adventure Awaits also make sure to  check hidden categories

      Like
    • Adventure Awaits Do you have any closed accounts with money?

      Like
  • Herman Thanks for those clear step by step. Everything matches, so it looks like I am good to go

    Like
Like Follow
  • Status Answered
  • 2 wk agoLast active
  • 7Replies
  • 108Views
  • 4 Following