I have been using YNAB for 8mo now and still feel that I don’t understand how it works especially with CC usage. I always pay my CC balance off about 1-2x per month. Most of my purchases are through CC so understanding it important.
For one of my CC, the actual cure balance is 160.28, which is what is reflected on YNAB under account. My question is why is the amount allocated for CC payment $308 instead of160.28? It’s more than what I’ve spent this month and I already paid off last months bill.
Please help me understand what I’m missing. Thanks attaching pictures of my budget account.