Is it an app for the rich countries only?

I wonder if there any options for people who don't earn that much money to pay for the full price subscription at one time. 84$ is more than I spend on food per month and giving that sum away at once seems totally unreasonable no matter the possible benefits.

And no, I won't save 600$ during the first two months because 600$ is all I get and I'll still need to pay the rent and to buy food - and it'll take more that 300$ monthly.

And I'm no student anymore, so the student's discount is out of question too.

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  • The real magic is in the methodology, which YNAB gives away for free. You can follow those principles using cash in paper envelopes for free.

    Like 3
    • Khaki Storm
    • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
    • Khaki_Storm.1
    • 5 mths ago
    • Reported - view

    If you follow the link in my tagline, you'll find links that cover the main topics of the ynab book. And, yes you could follow the method with paper envelopes or a notebook. 

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  • Yep, do it on paper. A spreadsheet would be even better if you have access.

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    • Khaki Storm
    • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
    • Khaki_Storm.1
    • 5 mths ago
    • Reported - view

    I think they charge too much too :)  I wonder if someone could create and share a google sheets envelope system? It may not have all the features, but it seems doable. 

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    • Khaki Storm This exists! I'm not too proud to link to it. 😄 https://aspirebudget.com/

      Like 5
      • Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 5 mths ago
      • 1
      • Reported - view

      Matthew Thank you for sharing! Someone spent a lot of time making that!

      Like 1
  • If you're reading this, YNAB team, consider that most global companies create a pricing model that takes advantage of the high number of potential customers in developing nations, to offset the lower prices those customers can afford to pay. Especially for a mobile-based technology, there is a big market out there, waiting to be filled. 🤑

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