What to do with old unreconciled transactions?
I normally reconcile my credit card account every couple weeks or so. It's been going along fine, but today for some reason I have a minor discrepancy, so during reconciliation I thought to try searching for all "Is: Unreconciled" transactions. Surprisingly, this turned up many transactions from the past 10 months or so! I was surprised because, I thought with regular reconciliation, being "reconciled" meant everything is in agreement between YNAB and the bank. (Somehow my balances are in agreement, even though I have this slew of old transactions that are not cleared and not reconciled.)
My question is: What should I do with these old transactions? I am reluctant to delete them, as I don't want to lose the information or screw up prior months' budgets.
This is a frustrating one, Scott !
I think the best solution is to clear those transactions (click the gray C to turn them green), and then reconcile again, entering an adjustment. After you do that, all transactions will be reconciled and your balance in YNAB will be correct.
You'll probably need to adjust the amount in your Credit Card Payment category after doing this, as well.