Question re: Past Months Showing Negative "To Be Budgeted"
I started using YNAB on February 1, and I've liked many aspects of it.
As I was wrapping up April and preparing to budget for May, I looked back at my Budgets for February and March, and I was shocked to see a very large negative "To Be Budgeted" balance in those two months. The amount is almost the same, and I can't figure out what's causing it. The amount essentially disappears in April (i.e., April's "To Be Budgeted" is normal, and May is starting off accurately).
I've reconciled these previous months, and I'm fairly certain I had zeroed out the "To Be Budgeted" before advancing the months. Are there common screw-ups that I'm not thinking of that could have caused my first two months to now show a very large negative "To Be Budgeted" amount?
As I'm exploring this further, I think I may have found the problem. It appears that when I reconnected to my accounts with Plaid, a series of Certificate of Deposit (CD) accounts that I keep on Budget now show an initial balance date of April 24th (the day I switched to Plaid) rather than February 1st (the day I added them to YNAB originally). Thus, it would appear that I budgeted those amounts without having funds in February or March to cover that budgeting. -- I'm hoping if I go back and chance the "initial date" on those CD accounts to February 1st, then the issue should go away. (Fingers crossed.)