Bank Connections Suck

So, yes, I'm frustrated. I have been spending the better part of a year dealing with the joke that YNAB calls bank connectivity. Today, I'm staring at a screen - again - where YNAB can't connect to my bank.

The replies I get from support are "well that's not the YNAB way, just enter every expense proactively" (paraphrased). Or, if I look at the support page, I see entry after entry showing failures in connecting to different banks.

This isn't widespread, this is YNAB. My Fidelity account works fine when connecting to other accounts, when I used Mint, it worked fine, and when I used Quicken - also perfectly fine.

I'm tired of YNAB's CONSTANT connectivity failures and constant inability to help. This is 2020 - all kinds of online services talk to each other flawlessly. Get this fixed YNAB...

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  • Have to re-up on this one.  It has been over a month of issues with AmEx and Charles Schwab and it just doesn't seem that YNAB and their direct import partner should have problems like this for that long.  I know how to to unlink and I know how to manage connections and then re-load the whole thing.  But truly, YNAB is falling down on this - what's the status of fixes here?  It's crazy that we pay a monthly charge and then have problems like this over and over.  

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      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 1 mth ago
      • Reported - view

      D Moe What problems are you having with Charles Schwab? I have their checking account and I have no issues with direct import in YNAB.

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  • Is Capital One ever going to work again?  It feels like YNAB has just given up on this one.. :(

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  • I'm having the same problem and it's been ongoing for months now. I'm a pretty patient person so I've just been "dealing with it" but I find increasingly that I don't even want to log into YNAB to update my budget and spending because I know I'm going to be dealing with the bank import issue and then entering everything manually. Has anyone figured out a way around this problem, aside from just manually entering everything? Is there any news that something is going to be changed with the bank import feature to make it more reliable and well, functional? I need some sort of shred of hope to hold on to before I jump ship to some other budgeting software. I just love YNAB so much but this is not working for me. 

    Like 1
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 3 wk ago
      • Reported - view

      Slate Blue Panther I think you have a few options. First, you never mentioned manual imports. That's usually an option versus manual individual entries. You can enter up to 30 days in one fell swoop this way. Another option, which I've chosen, is to use banks and credit cards that work well with YNAB. Every budget account of mine except my Apple Card (few transactions; enter them manually) direct import quite seamlessly for me. And then, there's always the option to move on if direct import is more important to you than the best budgeting system out there. It will be a tradeoff. There are definitely better importing apps out there but their budgeting pales in comparison.

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