Logging credit card interest

Hi everyone, 

I'm fairly new to YNAB and I'm currently paying off some credit card debt.  I added to the budget the amount I was paying for each account, but I'm unsure how to log the interest that accrues monthly?  It seems like the only way I can balance the budget is to add another budget line for interest, but I don't want to make a second monthly payment.  



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  • Is the credit card you're paying off a budget account in YNAB or are you just treating that like a normal bill?

    If you have a budget account for that card, the interest is like any other purchase on the card -- record a transaction in the CC account. You don't have to make a second monthly payment, in the same way that you don't have to pay twice if you bought a pair of jeans on the card.

    Interest is simply you buying more time.

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