Is anyone linking an Apple Card to your accounts?

I'm not sure how what to use for the User ID/Password. I tried using my Apple ID and password and Goldman Sachs bank but that's not working. Ideas? Thanks!

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  • Apple card doesn't support linking to 3rd party apps like YNAB. You have to do file based importing by downloading your transaction data and importing into YNAB if you want to import.

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  • where do I get the transaction data to import?

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    • Hi Hot Pink Case (575c58fc1ddc) !

      We're unable to offer Direct Import for the Apple Card at this time, but it's always possible this will be an option in the future. 

      As of July 2020, Apple Card transactions can only be downloaded in the Wallet app by directly exporting a monthly statement to a .CSV or .OFX file from an iPhone, or via a PDF file in the online dashboard. However, individual transaction data is not accessible in a way that our import partners would need it to be in order to pull those into YNAB. 

      Since one of Apple Card's primary features is its unique architecture, it's possible that data aggregation by third-parties may never be feasible.

      The good news is that you still can add the Apple Card to your budget as an unlinked credit card account, and enter transactions using one of our other transaction entry options. The mobile app is great for recording spending on-the-go (gas and groceries) and Scheduled Transactions are perfect for recurring expenses (rent and utility bills).

      If you’d like to double-check you haven’t missed any transactions from the previous month and have access to a computer, you can AirDrop an exported monthly statement (.OFX format is preferred) to your computer and then use File-Based Importing in the web app to bring those transactions in. They will match up with the ones you have already entered (with a link symbol) and you’ll be ready to categorize and approve any transactions you may have missed.

      Like 3
  • thank you!

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  • Worth mentioning there’s applecardforynab.com to help automate this process somewhat.

    Like 1
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 7 mths ago
      • Reported - view

      Hot Pink Mask You hot pink things stick together, don't you? 😉

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      • G Dodd
      • Purple_Storm.12
      • 5 mths ago
      • Reported - view

      Superbone How do I set this up for myself?

      Like
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 5 mths ago
      • Reported - view

      Purple Storm From the link:

      Apple Card for YNAB

      Manual Apple Card imports gotcha down? This service automates the process making it as simple as possible to get those Apple Card transactions synced over to YNAB.

      • Step 1. Email Apple Card monthly statements as CSV attachments to [email protected].
      • Step 2. Relax.
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      • G Dodd
      • Purple_Storm.12
      • 5 mths ago
      • Reported - view

      Superbone Are you YNAB support, how do you have access to log my exported Apple Card transactions into my YNAB account?

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      • Gearbanger
      • Gearbanger
      • 5 mths ago
      • Reported - view

      G Dodd I'd sure like to know the answer to this also! 

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      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 5 mths ago
      • Reported - view

      G Dodd I am not.

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      • Tyler van der Hoeven
      • Ecosystem Evangelist, Stellar Development Foundation
      • tyvdh
      • 5 mths ago
      • 2
      • Reported - view

      Gearbanger G Dodd via the YNAB API. Part of the process after sending the CSV attachment email will be an email response from applecardforynab with a link to connect your YNAB account via their API.

      Like 2
    • G Dodd Gearbanger  What Tyler said. 😉 It's a community created API integration. We have a whole list here! They aren't officially created or supported by YNAB. Here is their privacy policy, and you might be interested in YNAB's API Terms of Service too.

      Instead of waiting for the Apple Card statement, I prefer to enter transactions as they happen. That way your budget is always up to date! Making sure Wallet notifications are on can be a handy reminder too.

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      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 5 mths ago
      • 1
      • Reported - view

      Nicole Me too. I currently have one a month for 99 cents. 🙂(Extra cloud storage space.) I guess two, also the 99 cent payment. The only other time I will most likely use it is for my next Apple purchase, probably an iPhone upgrade. In other words, very infrequently.

      Like 1
      • ikomrad
      • Chief YNAB Specialist
      • ikomrad
      • 3 mths ago
      • Reported - view

      Superbone I just paid off my 2020 iPhone installment purchase. It was too much work to manage the account manually when all of my other accounts are linked and automated.  I'm not using the Apple  card any longer unless Apple changes their stance on aggregators.

       

      I was ready to quit my main bank because they didn't integrate well with YNAB or any of the other aggregators that I use.  That was fixed last week so I don' have to change my banking account.

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      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 3 mths ago
      • Reported - view

      ikomrad It wasn't too much work for me. Quite simple actually. I just went and looked. I had two transactions in August, two in September, three in October, four(!) in November (paid cash for my iPhone 12 Pro in one payment; Thanks YNAB!), and two in December. Of course, one of those transactions each month is just the transfer for full statement balance payment. Piece of cake. I'll continue to get my 3% discount, thank you very much.

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    • Jonathan
    • Network Engineer, Novice Budgeter
    • jonwgeorge.1
    • 3 mths ago
    • 3
    • Reported - view

    Hate to resurrect a semi old thread, but I know of another website that is able to authenticate with https://card.apple.com and pull transactions. I think they use MX to import transactions which is one of the options YNAB supports. Not sure if YNAB Support is able to look into this or not. I’d be willing to provide the other site via private message.

    Like 3
  • Any further movement on direct import? I just signed up for Apple's Card but wouldn't have bothered if I'd known I had to find a YNAB workaround. thanks!

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    • Pat G Hi there! I do have an update on this. Our import partner (MX, in this case) is able to import from Apple Card, but only one month of transactions at a time—and only after the monthly statement is issued.

      Since that's completely different from our expectations for Direct Import for other credit cards, we're not making Apple Card available for Direct Import. You can download and import your statement using File-Based Import, but again, only a full month at a time.

      Apple hasn't shown an interest in making a transaction feed available for this card, and unless they change their tune, it's unlikely we'll be able to support it. I know that's not the answer you were hoping for, but I hope it helps you make a decision about whether to continue using the card!

      Like
      • Pat G
      • patg
      • 3 wk ago
      • Reported - view

      Matthew Thanks for the detailed  info... I know where I stand now. Using YNAB is a higher priority than the Apple Card, so I'll keep it for Apple-only purchases.

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      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 2 wk ago
      • Reported - view

      Pat G That's what I do.

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  • Is this a thing? Or is this a BAD thing?

    https://applecardforynab.com/

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    • Sky Blue Dragon Hmm, I'm very skeptical of this. It has the same "once a month imports only" problem as every other method of importing from Apple Card, plus you're sending your transaction data to a random email address.

      Like 1
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 12 days ago
      • Reported - view

      Sky Blue Dragon Heh my husband is a security and privacy engineer for Apple.  I should send that link to him, he'll have a good laugh.

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      • Annieland
      • I was told there would be no math.
      • Annieland
      • 12 days ago
      • 1
      • Reported - view

      Sky Blue Dragon Ok he laughed for 10 seconds and now is blowing my eardrums out, ranting for over 5 minutes now.   🤦‍♀️ 🤦‍♀️ 🤦‍♀️ 

      Like 1
  • Just to reiterate what I'm sure was said before: in the iPhone Wallet App's Apple Card area, there is a Support option where you can message a representative from Goldman Sachs. I just did so, suggesting adding Direct Import. It's easy to do. The reply:

    Thank you for that information. I will notate this and make sure it gets forwarded.

    So, perhaps it a few more users added their voices, it would move up the priority list.

    Like 1
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