Real time updates?
So I have several accounts linked. Some link up and work more reliable than others. They are all pretty well know organizations.
That has been from day one and continues to be one of the things that infuriate me the most. I have only been using this system for about 4 months. But several days on some accounts ( Like a week ) to update? And no I am not talking about pending transactions, I am talking about cleared transactions taking 3+ days to show up. I have seen several posts claiming that " You need to Import your Own Data " If that is the case why am I ( we ) paying for a subscription to something we could do with a spreadsheet?
The concepts of Ynab are pretty simple and I do love them since I found them, dont get me wrong please. I just think in this internet age I should be able to pay for a service like Ynab and as its main function is to link and bring in data from my accounts, it should do that well. If someone tells me that, "No what Ynab does is allow you to set up a budget and filter funds where needed" , That is a one time purchase not a subscription.
So no real question here, just a rant by someone who loves the platform and what it can do, and who is getting increasingly frustrated by the service shortcomings.
Good explanations here: https://support.youneedabudget.com/t/60hyjl2?r=q6hyjpw
There are many banks, many standards, and not all banks prioritize stable direct imports. YNAB is doing what it can but it is only a small player in banking and finance.
You really should contact support. I know it's annoying, because you shouldn't have to take the time when they are aware that these issues are happening, but if your imports are taking more than a day, they CAN fix it, but only if you go through the support route. My imports were running at 2-4 days, and they were able to switch me to another importer and I am now back to approx. 8 hours, which I can work with. So do take a few minutes to contact them, it will be worth it!
Sorry I was just venting frustration. I have not emailed support on this current issue, but I have before for the same issue in the past. As of today Capital One has still not imported ( 7 Days ). I am aware that Capital One is the only bank that has its own ongoing entry on the support page.
So what I decided to do was review the bank connection success page and research reviews for online banks that work fairly well. Then open another account and see how that works out. I do not really need true real time updates, but daily or every other day at the minimum would satisfy me.
Thank you all for all your input.