Brand new to ynab
I've connected all my accounts, which gave me a starting balance and I was able to complete my budget. However, the only transactions showing are those that I've entered manually. I was under the impression that ynab would sync with my bank and purchases would show up from my bank where I would then file them in the correct budget category. Is that not how it works?
In my experience (with Bank of America) the syncing is not quite automatic. I usually connect first thing in the morning and transactions from the day or days before show up. But not usually within the same day. I'm not sure what the frequency is but my guess is around 12 hours or so. And if I'm not mistaken, the manual entry method is generally the recommended way to go. I use a combo of both and find it works pretty well for me now that I have a sense of when to expect updates to arrive. Hope this helps!
Hi Rita W. !
I'm happy to help! When you add a linked account, we first import just your Starting Balance.
After that, we’ll import transactions that clear on or after the date of your Starting Balance. Your financial institution may hold a transaction as “pending” for a day or two, but once they are cleared/posted, they should be available to import in YNAB within 24 hours.
In the web app, you’ll see a notification dot next to accounts that have transactions to import (or approve/categorize). When you select the account, you’ll see a banner along the top.
Clicking the banner will import new transactions and apply a search to show you just those transactions and any others that need to be approved or categorized. When you’re done, you can click the 'clear search' link at the bottom!