What else can YNAB do, even besides money?

I'm thinking of what else can I do with those extra (and free) budgets I can create. Bring on the ideas:

1. A Christmas budget where the income is my Christmas savings and the categories are people. I'd have to record spending in my main budget and then in the Christmas one, that's a downside.

2. A community group or school club, or side business to record income and expenses.

3. Dieting: I'd load the budget with calories for the day and budget them out to sweets, bread, protein, etc. as categories. Then I'd have to record eating (spending) for the day and see how I did.  Maybe adding exercise as extra calories for the day, haven't really worked it all out.

4. Special home remodeling project to track hours and not money. This might be like a contractors punch list of items to complete as the categories, and then the income would be the time you have this weekend, where are you going to spend it. 

Any more? 

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    • TheTabby
    • Just a common cat trying to budget uncommonly well.
    • TheTabby
    • 3 mths ago
    • 2
    • Reported - view

    I've used separate budgets for major projects a few times, and can absolutely see using it for a business or club to keep those finances straight.

    I don't think I'd be any good at using it for dieting, but then my self-control level is questionable at best, so I operate my "diet" such as it is, by declaring candy and desserts off limits, but all other eating and drinking is fair game.  I don't actually know if I'm losing any weight this way, but I feel a little bit better.  Whether it's actually a physiological change, or a placebo effect is also questionable. - wow, I bunny trailed hardcore there....

    Basically it can be used to track any limited resource though.  I've heard of one  person trying to budget their free time.  I think that would be one of the hardest things though, because you can't save time from one day to use the next.

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      • Ben Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 3 mths ago
      • 1
      • Reported - view

      TheTabby That's been my diet plan for a year or so now and then one little single size candy ends up in my hand, then think I know my trash can is full of empty wrappers.

      Reply Like 1
      • TheTabby
      • Just a common cat trying to budget uncommonly well.
      • TheTabby
      • 3 mths ago
      • 1
      • Reported - view

      Ben K. Well, I've only been doing it for a month (I missed on Jan 1 and 19th) but I've been throwing out the life savers that the one lady at the UPS hold for pickup always gives me.  Also, my wife will verify that I've been turning her down on desert and it kinda hurts her feelings.

      Reply Like 1
      • Ben Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 3 mths ago
      • Reported - view

      TheTabby Tell me about it. I'm switching to pure stevia and it's been helping. I put it on my oatmeal, in coffee, tea, koolaid, etc. But you have to make sure it's just stevia, we were tricked twice by not looking at the fine print. 

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      • TheTabby
      • Just a common cat trying to budget uncommonly well.
      • TheTabby
      • 3 mths ago
      • 1
      • Reported - view

      Ben K. I'll have to pay attention to that if I ever make that plunge.  I'm getting enough push back for just what I'm doing now, I don't think I'm gonna add anything else for a while. 

      Reply Like 1
  • I made one to keep track of money I save for my son. The categories are only three.... college, pension and music. It’s silly really, just something to do.

    I’m hoping to buy a holiday home this year. If I do it will definitely get its own budget.

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      • Ben Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 3 mths ago
      • Reported - view

      lindsay_g Cool! My college children took advantage of the free student deal with YNAB, so they have their own accounts. 

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      • lindsay_g
      • Beige_Banjo.3
      • 3 mths ago
      • Reported - view

      Ben K. Mine is 9 and is a fully on-board budgeter.

      I got him a GoHenry bank card and account, and set him up with a budget in YNAB. The two together are a killer combination actually, as it allows me to teach him about money even though I've been financially illiterate my whole life. :)  He likes it because if he wants to buy something which I disagree with (a toy in the supermarket, say) he can over rule me using the budget as his evidence of planning!

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  • I use a separate budget to keep track of how much I'm spending for about a dozen  business related annual and monthly subscriptions. It's easier to view the categories in separate budget, though they're also in my main budget. But I've often wondered if I should be keeping a separate checking and credit card account for my freelance business. 

    Reply Like
      • Ben Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 3 mths ago
      • Reported - view

      Bakari just me, but yes I kept separate checking accounts when I had some small business. 

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