Does this category spark joy?

Is anyone else on here a Mari Kondo fan?  I do think it's possible to take her philosophy to an extreme (some practical things I need to keep even though they don't spark joy!), but I just had a realization that  her philosophy of asking yourself is an item sparks joy, to help you decide if you want to keep it or not, is also a great way of analyzing what categories you should be putting your hard earned money towards.  Now I know "car insurance" and other such categories may not spark joy, but once you get to the expenses that aren't necessities, it's a great way to think about whether you are spending  on what truly matters to you. 

Does this category spark joy?

What categories spark joy for you guys? 

For me, yoga, piano lessons, Pandora and vacation spark the most joy.  I cut myself off from Pandora for 6 months to motivate myself on my debt payoff, even though I only pay ~$5/month and it's well worth it to avoid those annoying ads.  I just re-joined and it really sparks joy to have my un-interrupted DJ ready to play whatever I'm in the mood for based on what station I select.  Speaking of which, I think I'm in the mood for 80's alternative radio...

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    • Vibrant
    • No more counting dollars, we'll be counting stars
    • vibrant
    • 3 mths ago
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    Similarly, my SiriusXM subscription in my car. I disabled it for 6 months when finances we're really tight and it was a rush hour dance party when I was able to reactivate it. I haaaate commercials.

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      • PhysicsGal
      • Nerdy female homo sapien
      • physicsgal
      • 3 mths ago
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      Vibrant I really miss when Pandora was free even without commercials but those days were always going to be numbered. It’s nice not hearing the same annoying commercials over and over now!!!!  

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  • Although I've never seen Mari Kondo, I know her tag line and I love this approach to budget categories! That said, my student loan category will never spark joy. 😭

    Currently, my joy categories are "Personal Maintenance" (which covers everything for personal upkeep - like hair appointments, but also contact lenses), "Travel" and "Fun Money". Joy aside, I think I may need to rename them something more exciting. 

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      • PhysicsGal
      • Nerdy female homo sapien
      • physicsgal
      • 3 mths ago
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      Faness although i like getting out of debt, my HEL category from my divorce doesn’t spark much joy for me either. I do like seeing the balance go down.  But I’d rather be saving for something fun, like a car made after Y2K. 

      Like 1
  • I like this mentality of making sure there are at least a few “guilty pleasure” categories in your budget. Otherwise why are we doing this if it’s not allowing us to spend on things we enjoy? My guilty pleasure categories are Netflix, Amazon Music, and Lids (I’m a hat fanatic) to name a few.

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    • Matt T I originally left the default "Just For Fun" category group, but I'm now renaming it to "Guilty Pleasures" - much more fitting. :)

      Like 1
  • I just finished her book - again - and made a plan in my bujo. Last week I reorganized my YNAB groups and categories for the new year as I wanted to see some reports differently.

    I really enjoy interacting with my budget and wanted to it to reflect that enjoyment. So, after searching other people's categories, lots of thought, and reflection I renamed several groups and categories. The one that sparks the most joy is Little Luxuries it includes extra audible books and self care (massage). The least joy? Render Unto Caesar, but I do enjoy reading the title more than Government or Taxes :)  

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      • TechieM2
      • IT Professional and General Geek
      • techiem2
      • 3 mths ago
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      B's Gambit Render Unto Caesar..hahaha I like that.  My taxes category sparks joy when my taxes are done and I get to reclaim any excess in the category for fun things.  :P

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      • PhysicsGal
      • Nerdy female homo sapien
      • physicsgal
      • 3 mths ago
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      B's Gambit ha ha ha!  I’m gonna steal that ideal for my budget!

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  • Entertainment, Gaming, and Wish Farm categories spark joy when I fund them, and watching the Auto Loan go down sparks joy as well!

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      • Krys
      • I like bacon and sarcasm
      • Krys
      • 3 mths ago
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      TechieM2 Oh, the Wish Farm... Mine is a barren wasteland at the moment, but my Wish List has many good contenders for the day our debt is paid off!

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      • TechieM2
      • IT Professional and General Geek
      • techiem2
      • 3 mths ago
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      Krys Mine is mostly funded by the few extra dollars from my paychecks, if any, after everything else is funded (included the paydown on my car), and by the occasional extra income from my freelance work.  Otherwise it gets some of those extra paychecks and tax refunds (but usually a good chunk of those go right to the car as well).  Counting down the months until that is paid off and I can reallocate the extra funds elsewhere!

      Like 1
  • Ooh, what a fun exercise! Paying off debt is sparking great joy for me right now, so all other categories are getting very little attention from me (they're getting fully funded, but my attention is laser focused on debt).

    I'll have to remind myself to look at this when my mind is not so preoccupied with debt payments! The activity alone will spark joy, I think! Thanks for the idea!

    Like 2
  • Right now, the two categories that spark the most joy for me are Escape From the House of Mouse (read my journal to get the backstory on that one LOL) and Get Inked. I have yet to get my first tattoo, and I have determined that 2020 is the year for that to happen! (I had originally wanted to get it done last year by my 40th birthday, but that guy Murphy said "NOPE" to that idea.)

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