I am entering my fourth week on ynab and I just now was able to fill up all but one of my true obligations and my auto payment. It's only the second week of May so I still have a couple of weeks to accumulate money for those and my goals and I just feel so optimistic. Like I can actually accomplish what I set out to do.
There were a few bumps along the way; I had to make a few budgets before I settled on the one I have and I realized it was better for me if I manually input all my transactions and I am sure I will be tweaking things for a long time to come but this is such a great website. It's amazing how little time it takes to get to a better financial mindset if you have access to non-judgemental tools and an open mind. I should have signed up a long time ago.
Welcome! I'm a fellow newbie; have been using YNAB this time around for 8 weeks. I say "this time around" because I had a couple of false starts in the past. But this time seems to be sticking! I agree with you on the manual input of transactions. It's best to try to enter everything in the moment so that your category balances stay up-to-date. Credit card transactions often take a couple of days to pull through, and I have my cards linked just as a confirmation/reconciliation mechanism. What are some of your goals you hope to accomplish with YNAB?Reply
Hi Slate Blue Packet !
Welcome to YNAB and to the forum! We're glad you're here now! :)
We think of budgeting as a process. Every experience you have, including starting again, makes you a better budgeter, so you're already leagues ahead of where you started from! ;)
I hope you'll consider keeping a journal on the forum and letting us follow along on your journey!Reply