0% Credit Card - Don't Want to Budget the Transactions
I have a 0% credit card that I'm using for a home renovation budget. I don't want to start paying it off for 1 year.
How do I track the current transactions that I'm putting onto the card? I want to see the accurate credit card amount for visibility, but I don't want the transaction amounts to be put in a budget and the $ to be pulled out of my available $. Is this possible?
Either don't budget for the spending or move the money back to the spending category from the credit card payment category.
That said, even though it's a zero percent rate, you should still budget for the speeding you just don't have to send it off to the credit card for 11 months. By not keeping it in the CC payment category, you risk spending more than you can afford.