Real-time updates from checking account

How often does YNAB check the balance in my checking account? I did a money transfer but the money in YNAB is not reflecting the updated balance.

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  • Hi mimosa767 !

    We check for transactions every morning and when you access the app if we haven't imported within the last 12 hours. However, YNAB will only import transactions that have already cleared your account. If you make a transaction on Saturday but your bank doesn't clear it until Monday, it wouldn't import until late Monday or Tuesday.

    I hope that helps clear things up! If you don't want to wait for the import, you can manually enter that transaction to keep things up to date! :)

      • mimosa767
      • Alice_Blue_Tape.1
      • 2 yrs ago
      • 1
      • Reported - view

      Faness Hi Faness thanks for the response. I learned how to unconnect and connect the account so that it updates with the latest information which is really what I wanted. It's good to know that it will update everyday as well.

      Like 1
    • mimosa767 Sounds good! If you have any other questions, please don't hesitate to ask! :)

  • Why doesn't it update automatically? That twelve-hour lag can really mess me up!

    • Lexi I Great question! There are few factors at play. Your bank may hold a transaction as “pending” for a day or two, but once they are cleared—they'll be able to import. 

      It can help to add transactions in the mobile app as you go (or as many as possible), so your budget is up to date. Then they'll automatically match with the imported version!

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