I'm new to YNAB and have a few questions:
1. How do I sync my linked accounts realtime?
2. I have linked 2 checking accounts and 3 savings accounts. How do I budget those?
1. Syncing will never be real-time. There is a lag introduced between the merchant & bank as well as the bank & YNAB's import provider. Some banks will have less lag than others.
For the most up to date information, you can enter transactions manually. (I do it while standing in the checkout line.) A later import will match on the amount, avoiding duplicates.