Savings account balance issue

I have 6000 in my saving acct and have budgeted all 6000 to various savings categories so my To Be Budgeted in 0.00

I now want to pay my visa bill of 2500 using my checking acct. I only keep1200 in my checking acct so I have to transfer 1300 from my savings acct to my checking acct

Here's my question.  How do I handle this situation to keep my savings acct and my various savings categories in balance  

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