Why did Ian’s article about offset and redraw accounts get removed?

What it says on the package.  I’ve been frustrated about this for at least five years. I can’t remember exactly how to set it up, being a USian, and his explanation was incredibly clear. That his instructions have been replaced with a blog post that says “we just don’t recommend using the kind of bank account that literally everybody in your country uses” is such an inconsiderate thing to have done; and it makes it difficult to explain to someone else how to do it. 

(There is a bigger question here about why the web app was programmed such that it excludes easy handling of common account types used outside the US but we’ve litigated that one before.) 

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  • Doesn't answer your question, but here's dakinemaui's explanation of the set up.

    I'm on a phone, so I can't link directly, sorry.

    The big, long thread that will require lots of scrolling:


    A much shorter thread is below, however. Scroll to Marissa's comment where she links directly to dakinemaui's instructions in the long thread.


      • WordTenor
      • Can we agree that goals are dumb and immature? Sure.
      • WordTenor
      • 2 wk ago
      • Reported - view

      Move Light Sound Life yes, for overdraft, this is right. But in Australia, there’s a specific account type where the checking account is actually a redraw facility within your mortgage. So the mortgage also has to be included in the budget, and that’s the part I can’t recall. 

    • WordTenor In that instance, that mortgage is represented by account with the negative balance, right? This is the help doc that we currently have on the topic.

      Just to reduce some clicks for anyone reading this thread, here's a direct link to dakinmaui's comment that Move Light Sound Life mentions above.

  • I'm sure the 'white glove support' will fill in any gaps for you :)

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