YNAB Price Change 2021

Hey all,

You’ll see an in-app message today with more information on the upcoming pricing change that will impact your next renewal. We know—especially for a YNABer—that every dollar counts, and we don’t take price changes lightly.

Questions or feedback about the change can be shared below. Please check out our FAQs for more details, or questions that may have already been addressed.

If you have questions about your account, you can reach out to our Support team from the app on web or mobile.

We hope and trust you’ll continue seeing the value of a YNAB subscription.


  • New topics or comments in other areas of the Support Forum will be directed to this thread.
  • We understand the impact that price changes can have. Please keep our Community Guidelines in mind.
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  • Definitely torn here.  First, I have 50 days to move money for the additional $48.99 as I renew 12/20.  Yes, I can do that.  I love YNAB.  I've used it for years.  But my love doesn't extend to $100 per year is my initial reaction.  I only have 2 other subscriptions I pay more for than what YNAB is now asking for.  One is Amazon Prime and I get a LOT for that money.  Second is Netflix and, again, with all of the content and all 4 of my family members very actively using it I feel I get a great return on that investment.  Also, I can turn my subscription to Netflix on and off if I want to and save a month or two in a pinch.  Hard to do that with a budget.  Probably going to Mint.  Sorry YNAB.

    Like 4
  • Let me put this into perspective.

     

    One can buy a subscription to Quicken Personal Deluxe Finance and Budgeting at  a discounted $32 or full price $52.  This can import data from 14000 institutions.

    At $45 dollars I saw YNAB as a competitive product.  At $90 I don't.  Honestly I don't even follow the YNAB rules religiously, but then I now earn much more than I spend and as long as I'm frugal I don't even need to worry about budgeting that much.

    You are basically selling your 'approach' and charging a premium for it, but the approach declines in value once you have learned it because the secret is out.

    Once you lose your advantage the only thing you have is loyalty and it's not a good day for you.

    Like 6
    • Silver Koala Or you can buy Quicken Home and Business for (still less) 93.59, and get budgeting / full featured investment management / business accounting  /invoice generation/ and real P&Ls.

       

      AND reports that work

      Like 3
      • 10SNE1
      • jagstyles
      • 2 mths ago
      • Reported - view

      Silver Koala I think I'm headed Quicken's way too. Enough is enough already.

      Like
      • Pink Major
      • Pink_Major
      • 2 mths ago
      • 1
      • Reported - view

      10SNE1 We need an effective envelope system in Q

      Like 1
  • Echoing everyone else's frustrations.
    This is extremely frustrating for me, as my referrals over time have pushed my renew date from June to December 2. I'd probably feel a little bit better about this if I was able to renew for one more year at $45 before the price hike, but because of my marketing for YNAB, I'm now having to pay double the price, the day after the change goes live.

    This ain't it, YNAB.

    Like 3
  • I love YNAB, and  I will continue to love YNAB! Their product and customer service ranks right up there with that of Chick-fil-A. 

    Fact: NO one likes price increases, for anything, EVER.

    However, for all the positive ways YNAB has blessed our lives, made budgeting simpler, helped us get out of debt and pay off our mortgage, I am truly grateful! 

    Perspective: Consider looking at the price increase from another perspective. If I already allocate funds for the annual YNAB subscription, then I’m already halfway to my target goal, $50 towards the $99. I don’t have to come up with another $99, just the $49 that I will be short when the increase takes place. That’s only $4.08/month more than what I’m already budgeting. In other words, if I skip Chick-fil-A once per month (or whatever vice you prefer), I will save that extra $4.08 increase with ease.  
     

    YNAB is so worth $99/year.  Consider it an investment in yourself and your family, because you and your family are worth it, and deserve the quality product that YNAB provides. 
     

    Like 3
      • Pink Major
      • Pink_Major
      • 2 mths ago
      • 8
      • Reported - view

      Aquamarine Zebra The perspective that YNAB's price should be evaluated at is "compared to what?" YNAB is now one of the most expensive apps in the personal finance space and its features are very limited. IMO it is still one of - if not the best personal finance zero-balance applications. But it's also now one of the most expensive.

      Like 8
    • Aquamarine Zebra For those who have a December renewal, they have to find that $49 in the next 30-ish days. Had they given a year before the increase kicks in, you'd be right.

      Also, the "guaranteed for life" price suddenly not applying and having that rate double is the main issue here (from what I'm seeing).

      Like 4
    • Aquamarine Zebra 

      Not everyone earns USD.  Those of us who don't have to deal with exchange rate fluctuations too.  (That $99 subscription is going to be around $140 in real money - or 350 of my local currency.)  Those of us who don't also don't get a fully functional product because more than one feature is not available in many places outside the United States.  Legacy users, the ones who are having the highest price hike, also have little to no use for the "fancy" features like undebtit synchronization, the loan feature, etc...because we no longer have debt that we are paying off.  We have, however, been asking for certain features for close to 6 years...and YNAB is still only saying they are somewhere on the list for the future.  I can justify $45/year, I canNOT justify $90.)

      Like 7
      • Max
      • YNAB Class of 2007
      • Max
      • 2 mths ago
      • 4
      • Reported - view

      Aquamarine Zebra That may be fine unless you are living on a fixed income and are using YNAB to work out of debt.  Some people don't have the money to dump on software.  They are squeezing a dime to eat.

      Like 4
    • Aquamarine Zebra You do realize not everyone can afford going to Chick-fil-A even once a month? 

      Like 3
    • Aquamarine Zebra until they increase the price again. 

      Like
    • nolesrule
    • Stealing From the Future fix is an improvement but is incomplete....
    • nolesrule
    • 2 mths ago
    • 5
    • Reported - view
    Aquamarine Zebra said:
    That’s only $4.08/month more than what I’m already budgeting.

     Or $49 in the next 30-60 days if your renewal happens to be in December.

    Like 5
  • Long term user here, I remember the version where there was not even an account section in the build. It has taken me a while to take in today's message, I agree, what a terrible way to inform anybody of such an increase but for long term users, maybe a bit of respect of being a loyal customer for many years, an email would have been nice. No company has to explain everything in detail and I understand as YNAB has grown you do lose some of the personal touch. I remember all the bother when YNAB was switched to a paid subscription, the lack of communication from YNAB at the time was terrible, I would have thought the lesson would be learnt. My next annual subscription is due in the next couple of weeks, but I feel really hurt by this and like many, I think what we were promised on the reduced subscription has been twisted to allow an increase, I could be wrong, but that is how it feels.  I do have YNAB 4 to go back to if I like but at the moment, I do not want to pay another years subscription, I will miss YNAB and it is almost like being an addict, how will I manage without it, maybe that is the beauty of the product and why subscription works for companies I suppose. UK based, so I don't use all the services, so I don't feel it will be worth the cost, I just cannot justify it, no matter how hard I try and as much as I depend on the program. Now the search begins for a finance program I can buy, I will miss the envelope system as it has really worked for me, but the price will make me walk away, it will be bye bye YNAB, so sad, but looking back, it was probably only going to go one way.

    Like 9
    • mealmond If you are renewing before December 1 you still have the old price locked in for another year.  Makes me kick myself for getting a free month for a referral a few years ago; now my renewal is December 30 instead of November 30!

      Like 4
      • Foos Roos
      • The cooliest
      • Cadet_Blue_Network.7
      • 2 mths ago
      • 1
      • Reported - view

      Sky Blue Tape (mmille) You and me both. Mine now renews on December 2 of all days. 😣

      Like 1
      • mealmond
      • mealmond
      • 2 mths ago
      • 4
      • Reported - view

      Sky Blue Tape (mmille) Many thanks for the reply, I agree I am lucky that my subscription is annual and due this month, so the price rise won't affect me this year, but I am really upset by how it has been handled and to me, having being here for many years, remember how the change to subscription was handled, no lessons have been learned. For that reason alone, I feel I do not want to renew, I have a few days yet, but have managed to download YNAB 4 and the app I had already paid for, I will probably look at setting that up again and decide from there. As I said, the price is one thing, and I still feel (a) it is to much and (b) it should have been announced better. I doubt I will find a program as good, so far I have found it very confusing at what is available in the UK, but I will keep looking.

      Like 4
    • mealmond Don't get me wrong - I am in agreement.  I think we should all be flooding support's email asking that since "your data will always belong to you" to please give us specific instructions how we can convert the CSV files that will export into data that can be imported into a YNAB4 budget.  I don't feel like fresh starting and I don't feel like starting from scratch.

      Like 7
      • ametola
      • ametola
      • 2 mths ago
      • 1
      • Reported - view

      Sky Blue Tape (mmille) I just sent this email to support.

      Like 1
      • mealmond
      • mealmond
      • 2 mths ago
      • 1
      • Reported - view

      Sky Blue Tape (mmille) I agree, it would also be a shame to lose all my history, as well, but I am now looking at it because I know YNAB4 worked for me before.

      Like 1
      • Max
      • YNAB Class of 2007
      • Max
      • 2 mths ago
      • Reported - view

      Sky Blue Tape (mmille) I also sent the email.  

      Like
    • Just an update.  The response to my e-mail took over 72 hours to receive and the gist was "we no longer support YNAB4 so we can't help you...we don't recommend using YNAB4 (there's a reason we moved on from it) and we understand if you want to look for another software".  Message received, loud and clear.  They do not need my business.  I will not be giving it and have cancelled my subscription.

      Like 2
  • What's crazy is that all the feedback thus far was made by the most devoted users - the ones who logged in on the first day the pop-up was implemented and saw the increase. If there are that many of us cancelling over this, what do you think will happen when the email (that should have already been sent) finally goes out and the less-frequent users are told they have to pay that much more, for a service they don't use as much as these commenters do?

    Like 14
  • Is YNAB worth $98.99/year for me? No

    The reason given on FAQ about the price rise it's because the value they deliver with YNAB is worth the new price.

    But. THE VALUE THEY DELIVER TO WHOM? and what value? not everybody consume or use every element of value they can deliver or are recently delivering.

    I'm only using Budgeting without sync (there's no sync for México banks) and that's it. Im not even using the reporting interface. I use the reporting interface of "Toolkit for YNAB" because it's better.

    About customer service, i have only use it once and it was to ask if there's plan in the future for México sync, which they say no, and that's it.  Never use any other thing. Every support has been from Forums, Reddit, YouTuber videos and articles.

    On the basis of how I use YNAB, is it worth $98.99/year tho? 🙅

    Like 10
      • 10SNE1
      • jagstyles
      • 2 mths ago
      • 5
      • Reported - view

      Tan Horn Even those with SYNC would tell you that it's broken. half the time my accounts don't even sync properly and it's the same issues over and over again. I'm done with the arrogance if this management team.

      Like 5
  • I'm also a YNAB4 "Legacy" customer shocked at the 100% price increase, which I thought was "lifetime". I hope YNAB reads the room and responds accordingly before the great exile begins.  One of those days I miss MS Money.

    Like 12
  • As a legacy user I am disappointed in YNAB. You are basically screwing all your most loyal and longtime users! Not saying that YNAB isn't worth the increased price but the legacy users supported the company when it was young and fresh and have been paying for years. What was the purpose? You obviously don't care about your most dedicated user base because a 100% increase with a month's notice is ridiculous.

    I was under the impression that I would have a lifetime lock of $45 as long as I always kept my subscription current. I even renewed for a couple years when I didn't use it just so I would keep my pricing... 

    Shame on you! 

    Like 13
    • I actually went back and found my old sign up email, which I started as the free trail version of YNAB4 in college. I've been using YNAB since 2014.  All those years of loyalty for nothing 😥

      Like 1
      • roxy7699
      • roxy7699
      • 2 mths ago
      • 1
      • Reported - view

      The Goat Queen I've also just redownloaded YNAB4, I have until June, I will run them concurrently and make a decision then. Being in the UK I don't get all the fancy features. I've just come back to YNAB in Oct after a long break and wild spending. The features I use, can be done on excel if it comes down to it. 

      Like 1
    • The Goat Queen yep, 2013 for me, on and off. Wasn't expecting to go off again so quickly but hey ho. 

      Nicole will there be an option of refunds for customers who don't want to continue with the service based on the price hike?

      Like 1
    • Cadet Blue Door  Here's more context on canceling and refunds:

      If you are an annual subscriber through YNAB and choose not to renew your subscription, you'll have access to your budget data until the end of the billing period. If you  delete your account, a prorated refund will be issued for the remaining subscription time.

      If your annual subscription is managed through Apple, they actually handle all the billing so you need to contact them directly to cancel your subscription and request a refund. We can help you do that if you need—reach out to our support team from your budget and we can walk you through it.

      Like 2
    • Dela Thank you. That's the first helpful thing from YNAB I've seen since this announcement. I'll delete the data and request a refund later today.

      Like
  • I am a customer since YNAB 3 and liked the methodology and most of the software for a long time.

    I was not pleased when I was forced to use a web client instead of a desktop software. I stayed a customer anyways.
    I was not pleased when I was forced to use software as a service instead of buying the software. I stayed a customer anyways.

    I was terribly annoyed when I entered my data in the web client and got an error message and had to re-enter my data. Which happened way too often. (one reason I prefer a desktop client). I stayed a customer anyways.

     

    An almost 100 % insolent price increase with a 30-day notice in small one-time pop-up via web client?

    You totally lost a a long time customer.

    Like 19
  • I’ve used Banktivity for Mac for about as long as I’ve used YNAB (11-12 yrs) and they went to a tiered sub model in the last year.  I’ve always used it for investment, loan, and account management with history going back to the 1990’s from Quicken, but they are always developing more robust budgeting tools that I actually never tried. Guess what?  I’m going to finally give them a whirl!

    Like 9
      • Seabass
      • Seabass
      • 2 mths ago
      • 1
      • Reported - view

      Annieland I forgot about Banktivity....thanks for the reminder.

      Like 1
      • 10SNE1
      • jagstyles
      • 2 mths ago
      • 2
      • Reported - view

      Annieland I may have to give Banktivity another whirl. They've added a ton of new features recently too and it's been several years. Imagine that, $49 USD/yr and I'm fairly certain looking at their recent releases, they've added more features in the past 12 months than YNAB has in 5 years.

      Like 2
      • Seabass
      • Seabass
      • 2 mths ago
      • 2
      • Reported - view

      10SNE1 They claim to use the envelope budgeting system.  For $49/yr, I'll take a serious look.

      Like 2
      • 10SNE1
      • jagstyles
      • 2 mths ago
      • 2
      • Reported - view

      Seabass They also have "Goals", so you can setup something similar to YNAB goals and it'll automatically calculate what you need to save each period as well. It may not have the same granularity but it's a start. 

      Like 2
      • Seabass
      • Seabass
      • 2 mths ago
      • Reported - view

      10SNE1 That is awesome!  Compared to when nYNAB was implemented, the usable budgeting tools from other providers have definitely increased.

      Like
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 2 mths ago
      • 1
      • Reported - view

      Seabass  10SNE1 I will admit, I just spent the last couple hours making all sorts of test files within Banktivity, trying to figure out the best way to import data from YNAB if I should choose.  On the one hand, I can't help but wonder if the time this will take will be worth 45-90 bucks, but on the other hand, my Banktivity doc has gotten SO bloated with an unbelievable amount of historical data, that I had been meaning to clean it up for a while.  It just kept falling into the Non-Urgent/Non-Important quadrant.

      So far I've learned that you need to set up your YNAB categories in Banktivity first, and edit out the space in the YNAB generated .csv file before importing it into an account.  I would want to at least have a decent working file with most of my YNAB data in it before I start test driving the envelope budgeting tools, and that'll take some more time.  But it just might be nice to not have to run these apps side-by-side and in the end simplify my financial OCD just a littttle bit.

      Like 1
      • 10SNE1
      • jagstyles
      • 2 mths ago
      • 1
      • Reported - view

      Annieland One concern I have is that the Direct Access 2 which Banktivity just launched is showing pretty inconsistent in terms of reliability. Being able to directly import transactions automatically is important to me as it saves me a boat load of time of manually entering the transactions. I'm in Canada so I'm hoping to get feedback from their twitter and reddit channels to see how reliable the service has been since its launch in late August.

      In terms of importing from YNAB, I have just 2 years worth of data in YNAB as I started fresh back in 2019. As nice as it would be to have all that data, I think I'll simply record in a spreadsheet or print out a report what my monthly spending averages were, scheduled transactions etc. It might just be the clean slate I was looking for.

      Like 1
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 2 mths ago
      • Reported - view

      10SNE1 Yeah, I can't speak too much on the new Direct Access stuff.  I've been changing importing methods piecemeal per account over time.  Direct OFX really worked well for me with most accounts (especially when I didn't subscribe, because YNAB!) but I started gradually moving some to Direct Access and now to the "new" Yodlee deal.  It has been hit or miss, and my primary checking account totally busted last week, but it's back now.  And Capital One is finally under control too, whew!  I never expect perfection from these companies.  Heck, that's why I have so much scattered everywhere because I'm not an all my eggs in one basket type, but I DO like to seriously own and control as much as my own data at all times.

      I also have a ton of credit cards that are only in YNAB because that's where I track the real spending, and they weren't available for OFX download at the time I wasn't paying Banktivity subscription prices, so I'd have to start seeing how each of them would look if moved over.  But honestly, how much worse can it get? 😬.  

      Like
      • 10SNE1
      • jagstyles
      • 2 mths ago
      • Reported - view

      Annieland I give you kudos! Not sure how you’ve managed to keep everything organized across two different platforms. It’s nice to meet someone else who is also OCD about their finances :)

      Which service provider are you using that used Yodlee back end for direct bank import? I recall them being the most reliable one for Canadian institutions but it seems most are using Plaid which is missing quite a few Canadian providers. 

      Like
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 2 mths ago
      • 2
      • Reported - view

      10SNE1 Oh Banktivity has a big Yodlee splash screen now when you set up certain accounts for importing.  You're bound to encounter it once you get started.

      So many of us "legacy" users are proud of our financial OCD, and it's probably why we're the most vocal, because we care about the product and the community.  And two platforms is nothing, my friend.  I got some Intuit abandonare running on a satellite PC now that I ditched VMWare to track all medical expenses, and never mind all the tax and paycheck planning spreadsheets...  Still gotta get to last month's laundry though 🤦🏻‍♀️.

      Like 2
      • B's Gambit
      • bs_GAMBIT
      • 2 mths ago
      • 1
      • Reported - view

      Annieland This just made my top 3, now top 4 list, Thanks!

      Like 1
      • DosBoss57
      • Sales Manager
      • Sky_Blue_Drum.14
      • 2 mths ago
      • Reported - view

      Annieland Wow...Banktivity looks interesting....problem is I have a Mac but I use an android phone.....I think they only have an Apple app....bummer!

      Like
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 2 mths ago
      • Reported - view

      DosBoss57 Well you'll need to fix that :D.

      Like
    • @Annieland  I'm on a Mac too.  I wanted to have a back up of all my data that is currently in YNAB. I have a big file. I found I could export easily with  all my categories using "Sheets for YNAB".  I think it was free or very little then plan to turn it into a QIF file that Banktivity or another can import using "Qif Wizard" for the Mac. (has a good trial download and full price is reasonable at $17 considering other alternatives are $50)

      Like 2
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 2 mths ago
      • 1
      • Reported - view

      Navy Blue Disk Oh that's cool, thanks.  Since my Banktivity file needed a major overhaul I'm in the middle of diligently rebuilding every account and migrating YNAB transactions and categories in the process.  So far so good.  Emojis gave me a hiccup but I got that fixed with a handy find&replace in excel.  Don't want to jinx it, but when/if I hit a major roadblock I'll check out the sheets.  So far I'm managing with CSV's and excel.  I wonder how long this will take me.  Hopefully before I have to do my taxes :).

      Like 1
      • 10SNE1
      • jagstyles
      • 2 mths ago
      • 1
      • Reported - view

      Annieland I’ve also been migrating everything to banktivity. The one area I’m struggling a little bit is with how the envelope system works and goals. Banktivity doesn’t it make it quite clear how much of the available funds in by on budget accounts is remaining and can still be allocated to various envelopes.
       

      It does make it obvious when first setting up the envelope/budget but once you get past that initial setup, no where does it show how much I still have available to allocate to various envelopes. 

      Like 1
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 2 mths ago
      • 1
      • Reported - view

      10SNE1 We will have to collaborate once I get to the budgeting stuff, and it looks like that will be sooner than I anticipated considering how smoothly my account and category migration has been.

      As I said a minute ago, I have 12 years of experience with this app (used to be called iBank), and it has reliably tracked my cost basis of securities since 1998 down to the penny, so if you need any non-budget help with setting it up, hit me up any time!

      Like 1
      • 10SNE1
      • jagstyles
      • 2 mths ago
      • Reported - view

      Annieland Thanks! Appreciate the offer. I’m happy with it thus far but downside is that none of the Canadian mutual funds have price histories, only stocks and ETFs. I may just swap them out for ETFs anyways. The other thing that’s somewhat annoying is just how much screen real estate each row in the account register and budget screen take. I wish they provided an option for a more compact view. Keep me posted on your migration, anxious to hear how you make out with it. Thanks. 

      Like
  • Slate Gray Disk said:
    I have previously recommended YNAB to friends/relatives, but I will not do that any more, as I would not be comfortable suggesting such an expensive option while trying to help people save money. 

     That is SO true. I feel like every time I want to recommend YNAB to someone I have to have a speech prepared for when they will inevitably freak at the cost.  So I just recommend it less and less because who wants to be on the firing line when they’re just a customer?  It’s really sad. 

    Like 6
  • Stop living paycheck-to-paycheck, get out of debt, and save more money, so that we can charge you more... 

    Like 5
  • Hi @Nicole. Can you help me trust to see the value in a subscription? What are the reasons behind the price increase? 

    Like 3
  • I have used YNAB back to the spreadsheet days.  I loyally upgraded for years.  I didn't love the subscription model and was fine with YNAB4.  But I upgraded because I was promised $45 a year forever if I upgraded within a certain time frame.  Now, that is just totally disregarded.  The claim is was only a 10% discount forever.  No, I wouldn't have subscribed right then for a mere 10% discount.   To me, this is a bait and switch and I don't appreciate it.  It is certainly not a way to treat people who have supported YNAB for years, often recommending it far and wide.  Now, that won't happen. 

    The doubling of the subscription versus a stepwise increase is not the point to me.  If you are going back on  your word, it really doesn't matter to me if you rip off the bandage at one or do it slowly.  It still hurts either way, just the timing differs.

    The issue is also not about whether I (or others) can afford the new price.  We aren't YNAB  failures if we fail to pay it.  Can I find a way to put the money in my budget next year?  Sure.  For things that I value to that amount.

    Even if I totally felt YNAB was worth the new price, I still wouldn't do it due to that whole bait and switch thing.  I don't plan to reward predatory behavior.

    But, even if I did, YNAB does not seem objectively worth $100 a year.  In fact, for what it does, that seems insanely high.  The last time I looked YNAB was the best envelope budgeting app (haven't looked lately so maybe there are other options).  But, YNAB has long has problems that have never been solved.  Many of these go back to the adoption of nYNAB and have never been fixed.  For many of these, I have created work arounds.

    Personally, I am  retired and don't need to envelope budget.  I mean, of course, I need a budget and I have one.  But I work on an annual basis more than a monthly basis.  I mostly use YNAB because (1) I am used to it have many years of past history (2) I like the interface overall and (3) I like the online aspect.

    While back I tried Quicken and ended up not continuing with it.  Why?  I hated the interface which hasn't been updated in years and the web functionality was limited.

    On the other hand, Quicken is far more full featured than YNAB.  There are tons of things I have to do in a spread sheet because  YNAB does not allow me to do them at all.  Budget forecasting is done in my spreadsheet.  Any serious work on investing has to be done outside of YNAB.

    I mean, that is OK, I guess.  YNAB is a budgeting program and nothing more fine.  But, I can get one year of Quicken today for $31.99 ($51.99 if not discounted).  Quicken runs rings around YNAB for features at a fraction of the price.

    There is nothing -- literally nothing in YNAB -- that is worth the huge upcharge over Quicken alone.  I can't possibly justify paying the new price for YNAB.  It is hard for me to give up on it.  On reason is that I go back and look at prior years spending quite often.  I won't be able to do that in future. I guess I can reinstall YNAB4 for the old years where I still have that data.  And I can export my data (and will).  But, I would prefer to keep using the product I've been using.  But, no, these tactics shall not be rewarded.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        

    Like 21
    • katsmeow  It would be a good parting gift if YNAB (or, more likely, some awesome user) could do a tutorial on how to import YNAB data into YNAB4 (I migrated everything so I have full historical data in nYNAB). I just tried it and nothing has a category and everything can only go into one account. But I didn’t try very hard since I still have 10 months on my current sub.

      Like 4
      • Max
      • YNAB Class of 2007
      • Max
      • 2 mths ago
      • 4
      • Reported - view

      katsmeow I just got YNAB 4 to run on my Mac (OS 10.15.7 Catalina).  It seems to be working just fine.  Unfortunately, it will require a fresh start.  Actually, I liked the older version of YNAB much better than the souped up version.  The new version has a ton of stuff I'll never use and it is more confusing.

      Like 4
      • katsmeow
      • katsmeow
      • 2 mths ago
      • Reported - view

      stephywephy 

       

      Yes, I need to look into that.  I have until March so I have time to look at it.

      Like
  • I've Monarch Money and Quicken Premier open on my desktop now, next to YNAB.

    What viewing them, quickly, and this price increase has crystallized for me:  YNAB's 'enhancements' over the last 4 years have essentially been bugfixes / UI improvements / some feature additions.  Those are useful, no doubt, but all geared towards a very, very short term view of your financial health. 

    You could easily follow the 4 principles religiously, allocate fanatically, balance everything to the penny - and arrive at retirement broke.  

    Unlike competing products, YNAB has stood still.  It doesn't address the most important challenge we all have financially: What happens when there's no weekly or twice weekly paycheck flowing into "ready to allocate".  What then.

    Like 7
      • Saish Dawg
      • saish_dawg
      • 2 mths ago
      • Reported - view

      WhoMovedMyCheese Try Simplifi with Personal Capital.  Guessing you will have all bases covered.  

      Like
    • Saish Dawg Thanks, will add that as well

      Like
      • roxy7699
      • roxy7699
      • 2 mths ago
      • Reported - view

      WhoMovedMyCheese I've often felt this and had spreadsheets running alongside for a year in the future to see potential impact of things like this.

      Like
  • katsmeow said:
    But I upgraded because I was promised $45 a year forever if I upgraded within a certain time frame.  Now, that is just totally disregarded.

     THIS!!!!!  Yes, I remember even though I didn't take the deal.  They should honor this for all who did!

    Like 11
      • katsmeow
      • katsmeow
      • 2 mths ago
      • 9
      • Reported - view

      Seabass 

       

      Amazing.  In a Tweet in April 2016 YNAB says "lifetime discount $45/year if you sign up for annual"

      I guess a lifetime means 5 years!  This is what is so infuriating.  The lie that we were to get only a 10% discount.

      Like 9
      • Seabass
      • Seabass
      • 2 mths ago
      • 1
      • Reported - view

      katsmeow I know you are all correct.  This is just wrong and most likely something you all should actively takeup with YNAB. 

      Like 1
    • Seabass exactly. This was the wording: 

       

      Pricing

      The new YNAB will be a subscription. This is in lieu of you paying a lump sum upfront, and then our trying to sell you an upgrade every year. It's $5 per month, or $50 per year $45 per year. (During this "soft launch" you score a lifetime-good-forever 10% discount off the annual plan.)

      Like 1
      • Seabass
      • Seabass
      • 2 mths ago
      • 3
      • Reported - view

      Steel Blue Sound I do believe they intended to give a 10% discount based on the current pricing at first. But so many YNAB4 folks tried nYNAB and disliked it and returned to YNAB4. So they gave a $45 lifetime incentive for a brief time to get them to subscribe and stay subscribed. It was made clear that if you left and came back you would then only get the 10% off. I wasn’t ready to pay.

      Like 3
  • Just drive-by posting that this is pretty insane.

    The amount of user facing features added since the release of nYNAB is paper thin, I have to use a Chrome extension to get additional functionality, there's no feature parity in the mobile apps (e.g. reconciliation in Android is lagging six months behind iOS now), mobile reports have been shot down for years as "not a priority", forecasting and planning features, which would be useful and new functionality, have been shot down , too, because of "philosophy", and as an EU citizen, I don't have bank sync.

    And now you want to bump my subscription from 45 USD to nearly a 100? For what added value?

    Like 13
      • Ryan Brown
      • Sole Income Earner!
      • Navy_Blue_Case.10
      • 2 mths ago
      • 6
      • Reported - view

      Powder Blue Wildcat Agree! I'm from the UK and I see no value in continuing with the program after this price hike!

      Like 6
    • Powder Blue Wildcat It's a version of the US Congressional approach.

      The philosophy there is 'you have to pass the bill, to find out what's in the bill'

      Here, we need to pay more for the previously promised features enhancements, to actually get the previously promised feature enhancements

      Like 3
  • Extremely disappointed with this price increase. OK! Mine is going up from $84.99 but still!

    I guess it is time to shop for an alternative.

    It's a gut-punch with this ridiculous price hike.

    Jesse Mechan has become greedy! How can you justify $15 per month? 

    Like 4
  • $45 to $90?  Lol, no.  Cancelled.

    Haven’t loved the product for a while anyway, but $45 was reasonable.

    It was better as a standalone product.

    Dear companies:  Not everything needs to be a subscription.

    Like 9
  • Nicole said:
    We hope and trust you’ll continue seeing the value of a YNAB subscription.

     No! Will be cancelling and actively looking for an alternative now!

    Like 8
    • Ryan Brown I got the exact same message from "support" 

      Like
  • Price Increase for what exactly? Such a joke.

    Like 4
      • 10SNE1
      • jagstyles
      • 2 mths ago
      • 5
      • Reported - view

      Steel Blue Beat You mean you don't like price increases for the addition of multiple goal types and a recently added loan manager? Those are literally the only two useful things they've added in 5+ years. It's a joke. 

      Like 5
      • monkeyhanger
      • No animals were harmed
      • monkeyhanger.1
      • 2 mths ago
      • 1
      • Reported - view

      10SNE1 And neither of those things are actually an upgrade. They're bloat.

      Like 1
    • 10SNE1 And the loan feature is narrowly focused to one US-style product that is useless to anybody else in the world with a more modern/complex loan. 🤦🏼‍♂️

      Like 1
  • Most has already been stated.  I can fully appreciate the frustration of the original folks who feel (likely justifiably) cheated. 

    I will only make the following observation.  One can be upset with the "what" of the change.  (Most of the posts concern this).  However, I think equally I am upset at the "how" of this.  Totally dismissive, capricious and unlike the happiness and sunshine of blog posts and videos.  If there is a poorer way to alienate your best customers, YNAB has found it,  

    Like 22
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 2 mths ago
      • 12
      • Reported - view

      Saish Dawg I'm with you.  It's the nastiness of it.  Cartoons and childish vignettes disappear when it's time for the money grab.  Yeah, after 12 years of YNAB, I definitely DO have an extra $45 laying around.  But I hate being kicked around.  I still will not tune my TV to A&E since they cancelled LivePD.  I will not allow the channel to play in my house or the app to be on any device.  Principles, man :).

      Like 12
    • Saish Dawg Plus no email explaining the price change. I got a pop up this morning (3 days after the announcement) on my mobile app that I accidentally closed so couldn't read. I decided to google to check if the announcement was relevant to me and found out through the outrage on Reddit. Doubling the price for legacy users with no notice and burying the communication is NOT good business practice.

      Like 3
  • Finally dialed in the budget so it’s pretty much automated then get hit with a 50% increase popup. I for one will not be  renewing  due to such a steep increase. I’ve benefitted alot from ynab but not enough to pay 50% more yearly.  If your going to raise prices it should be a slow death. Guess you only need half the subscribers now. 

    Like 4
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