car insurance help
I was looking at changing car insurance a few months ago and found a really useful thread here about relevant considerations in deciding on coverage amounts, that now I can't find for the life of me. So I'll pose this question: for those with insight and experience into the necessities of car insurance, what are the coverage amounts (whether dollar-specific or percentages) or other factors that I should be considering?
I am the sole owner of a financed 2018 Prius with low annual mileage (approx 6k/yr) for which I'm that main driver but that my sweetie drives with myself as passenger probably every couple of weeks. I don't currently need to insure my kid, but they'll be turning 16 in 6 months, so that will become a consideration soon.