"Open last used budget by default"
I have this option ticked in the Account settings, but it doesn't. I still need to select the budget (there's only one) and then wait for it to open.
Is this normal?
(Using under Windows 10 and Firefox v 81.0 browser)
Are you using a bookmark to open your budget? If so it is probably that you have that specific bookmark pointing to the other budget. If you go in from the main YNAB web page does it still load the wrong budget?
Your bookmark url should be app.youneedabudget.com.