Ynab without budgeting.

I've been using YNAB for more than a year without budgeting. I use it for tracking and having an overview of expenses, net worth, age of money. Everything except budgets.

So I usually go to previous months and "set available amounts to 0" to make everything grey.

Is there a better way to use YNAB without budgets?

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  • If you really want to do it then that is probably the best way.   Really though there are certainly less expensive and easier options out there since ynab's primary focus is the budget.

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  • There are less expensive and even free options out there that will do everything except for AOM, and quite frankly that number is pretty useless anyway so I wouldn't pay all that money just for that.

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  • I was using budgets in the past and got so used to YNAB ui. Anyway, I will research more on other "options".  :)

    Thank you for the answers.

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