Question on accumulated rollover in available amount

Hi, 
I am new to YNAB so please bear with me. I've searched and found similar discussions to mine but I still don't get it.

Can anyone help me to understand this correctly - assuming I set a goal for spending up to $100/month for transport. During to the current lockdown, transport expenditure is way less. 

Fast forward 2 months later, I have rolled over maybe 1.5 months of transport budget so I have a 'cushion' for that month and maybe I don't have to budget for that month since there is already more than sufficient available amount but due to the spending goal, it will be a yellow number if I did not budget for that month.

Do I just live with the yellow number (which makes me feel like I am doing it incorrectly) for that month or do I remove the goal first so that it turns back to green and set it again on the following month?

Any advice is greatly appreciated!

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  • The answer is whichever makes you feel warm and fuzzy on the inside :)

    I personally am comfortable leaving it yellow.

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  • Colin W said:
    Do I just live with the yellow number (which makes me feel like I am doing it incorrectly) for that month or do I remove the goal first so that it turns back to green and set it again on the following month?

    In order to make it green again, you can go forward to the next month, and simply edit goal and hit enter, the yellow will disappear for this month.  This essentially resets the goal to "start next month" so it's as if you don' t have a goal set for this month.  (Be careful if it's a "spend by date" goal, though, because that will also reset, and any spent in the past will no longer be part of the goal's calculation.)

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  • A Monthly Spend goal should not be yellow if sufficient funds carried over. It sounds like you have a Monthly Contribution goal set up, so consider changing the type.

    Do note that unlike all other things in YNAB, the Monthly Spend goal doesn't work until the month changes in the real world. The primary issue is hitting the Underfunded button in next months area before next month arrives -- typical practice -- will OVERfund the category since it ignores anything still in the category.

    This could be a good goal, but the choice to tie it to time in the real world was poor, IMHO. You might make a feature request to make it consistent with all other operations in YNAB that work at all times.

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  • Thank you for for the replies and I can understand it now!

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