Sync Australian bank transactions to YNAB with Budget Feeder

Hey folks,

I've recently announced the public launch of Budget Feeder for YNAB.

Budget feeder connects to around 150 Australian Banks and credit cards, and makes use of the YNAB API (although we're not affiliated with YNAB) to sync them right into your budget automatically.

You're welcome to take it for a spin, free trial available at

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  • Has anyone trialed this service yet?

  • Hi souwalker1,


    I’ve been using since it launched and it works great!


    Im using it for my CBA, ING and Amex account syncing.  

    The support from them is also awesome. I’d highly recommend using Budget Feeder if you are an Aussie YNABBER :)

    Like 2
      • souwalker1
      • souwalker1
      • 3 mths ago
      • Reported - view

      Purple Filly that’s great to know. Yes, I’m a YNAB Australian user for years. I’m just concerned of 3rd party plugins. 

  • Hi budgetfeeder !

    Thank you for taking the time to share Budget Feeder with your fellow YNABers! :)

    I know you mentioned not being affiliated with YNAB, but I did want to clarify that Budget Feeder has been approved by our API team as an add-on that complies with our API standards and Works with YNAB.

    I hope you see a number of Australian YNABers give it a try!

    Like 1
  • Dear YNAB,

    Before you endorse this company, you need to be aware of their terms and conditions and the terms and conditions of at least one bank, Commonwealth Bank of Australia.

    Here is an extract of the terms and conditions for

    Your obligations as a Member

    As a Member, you agree to comply with the following: (a) you will use the Services only for purposes that are permitted by: i. the Terms; and ii. any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions; (b) you have the sole responsibility for protecting the confidentiality of your password and/or email address. Use of your password by any other person may result in the immediate cancellation of the Services; (c) any use of your registration information by any other person, or third parties, is strictly prohibited. You agree to immediately notify Budget Feeder of any unauthorised use of your password or email address or any breach of security of which you have become aware; (d) access and use of the Website is limited, non-transferable and allows for the sole use of the Website by you for the purposes of Budget Feeder providing the Services; (e) you will not use the Services or the Website in connection with any commercial endeavours except those that are specifically endorsed or approved by the management of Budget Feeder; (f) you will not use the Services or Website for any illegal and/or unauthorised use (g) you acknowledge and agree that any automated use of the Website or its Services is prohibited.

    Commonwealth Bank also has strict conditions which prohibit the disclosure of client ID and password. expects people to honour their own terms and conditions, but is happy for customers to ignore the terms and conditions of this bank. I expect that is the case for other banks, but I am only a customer of this bank.

    I confirmed this by telephone with my bank today. 



      • budgetfeeder
      • Sync YNAB with Australian Banks
      • budgetfeeder
      • 1 mth ago
      • Reported - view

      Hi Jonathan (Steel Blue Tiger),

      When a customer accepts the Budget Feeder Terms, they grant a Limited Power of Attorney specifically for the purpose of accessing their bank accounts to sync transactions. This is the basis under which Budget Feeder is able to legitimately access accounts. This is detailed in our terms, and in our help article available here.

      Budget Feeder makes use of the same type of bank feeds that YNAB also use for the feeds available to their customers in the USA. Using Direct Access is the only feasible method of accessing transaction data via API in Australia.

      Commonwealth Bank has in fact been accused of misleading their customers in this matter as detailed in this article.

      It is my understanding that many Australian banks make use of the same type of Direct Access that Budget Feeder makes use of, since there's no other feasible alternative right now.

      The situation may be set to improve once the upcoming Open Banking legislation commences over the next few years, however it remains to be seen what shape this will take.


    • Steel Blue Tiger Hey Jonathan!

      We review the terms and conditions, along with privacy policies, for every app that's listed on our "Works with YANB" page. If you have any concerns about a specific app, you can reach out to us directly at [email protected] or ask the developer for clarification.
      We also test each app to make sure it adheres with the guidelines we set, which includes 

      "You are NEVER ALLOWED to directly request, handle or store credentials associated with users’ financial accounts. Securely storing an access token obtained directly from a financial institution using OAuth is allowed." 

      Let me know if you have any questions about that! 

    • budgetfeeder thanks Alan, I am happy with that explanation.  I have signed up for the 7 day free subscription.   I do have an issue with my MISA account being credited instead of a mortgage payment going to my mortgage account, but I will raise that from your website.   I expect it will be something to do with the mortgage being a tracking account.

  • Hi,

    I have been using Budget Feeder for a few weeks now. It is saving me a heap of time each week and recommend it to all Australian users.

    I had an issue with one account which had letters in the account number. Alan had this fixed for me a couple days.

    Like 2
  • +1, I would highly recommend this service to all Aussie YNABBERs. Been using it for a few months now, and its seriously saved me a lot of time. The service has been reliable, and Alan is super helpful and fast to reply if there's any issues.

    Like 1
  • When is YNAB going to sort this out and either integrate it so we get what we pay for or reduce our fees for the lack of functionality we have had for YEARS now.

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