"To Be Budgeted" incorrect
I was trying to create a new budget for next month and the "to be budgeted" amount that is showing is incorrect. The amount does not reflect what I have in my checking account. I've only been using YNAB for a month so I may be doing something incorrectly.
Hi, Sky Blue! Your To Be Budgeted amount should not be the same as what's in your checking account. It simply reflects all income (transactions categorized as "Inflow: To Be Budgeted") that hasn't already been budgeted--that is, dollars that don't yet have a job. Since you've already given some of your dollars jobs, your TBB is probably lower than what's in your checking--and that's good. You should always try to budget down to $0 in TBB, which is NOT the same as spending all of your money. It means you've declared intentions for your money by giving it a category (which could be for immediate spending, future expenses, long-term savings, sending to a retirement account, or whatever you decide).
I'm having this same issue, and I am not sure how to fix it. I just set this up yesterday and manually entered in the exact amount of money I have in all of my checkings and savings accounts, however, my TBB is showing an excess of $200, and I have no idea where it's pulling that data from. I also can't figure out how to get it back to equal the amount I actually have. I tried reconciling my accounts and that didn't work.