Best way for two people to use one budget?

Should both spouses just use one email login? I've used ynab4 for a long time and we shared one dropbox account. 

Didn't know if that's the best way to do both spouses using mobile/online.

Thanks for any thoughts!

51replies Oldest first
  • Oldest first
  • Newest first
  • Active threads
  • Popular
  • The only way to share the budget is to share the email login.

    Like 2
  • Hi Hot Pink Cartridge !

    Jenmas is right. In the new YNAB, you'll need to share your login credentials in order to share your budget with your significant other. This allows you both to log in to the account and make changes to any of the budgets you've created! :)

    If you have the time, take a look at our Join Forces Guide. We offer a number of tips and tricks on budgeting with a partner!

    Like
    • Faness That's really annoying. Sharing login credentials should not be part of any application. I know  (from the forum) that this is something that YNAB users are asking for. Personally, i just got very negatively surprised about that. If i knew it before, i'd double think of getting a paid subscription. :|

      Like 9
      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 1 yr ago
      • 8
      • Reported - view

      Alice Blue Welder We have a shared email account we use for shared accounts, and individual email accounts we use for things we need to keep individual.

      I have suggested multiple times in the last 3 years that they implement a robust UAC system with permissions for other accounts to be able to access only specific budgets, and whether those accounts have admin/write/read access.

      Like 8
      • Pezimaniac
      • YNAB Newbie
      • Pezimaniac
      • 1 yr ago
      • 3
      • Reported - view

      Alice Blue Welder YNAB has a money back guarantee. If you decide you can't share login credentials you can get a refund.

      Like 3
      • Juno
      • Gold_Griffin.1
      • 1 yr ago
      • 6
      • Reported - view

      Faness Glad I happened to see this before I started to get into it. If someone uses their Google account this could be pretty ugly since many phone applications that use a Google account share the OS level signed in account. My wife needs to be signed in with her own Google account on her device and although I don't care if she accesses my account it's still awkward and potentially hazardous if she doesn't realize she's logged in as me. This seems like a strange limitation. Why can't you authenticate 2 users against a single, shared budget account?

      Like 6
      • Jannelle
      • jannelle_ynabsupport
      • 1 yr ago
      • 3
      • Reported - view

      Juno While that isn't an option in YNAB right now, it's certainly something that I can pass along as a feature request!

      Like 3
      • Cyan Zebra
      • Cyan_Zebra.2
      • 1 yr ago
      • Reported - view

      Jannelle My husband can log into my Google account from his computer with no issue, but this keeps him from being able to access it from his phone, as he has a work phone and cannot be logged into my Google account (which is how I initiated the account) on his phone.  So one more vote here for multiple user accounts to be available for one account to become an option. 

      Like
    • Faness Is this still the case? Does my wife have to use my email address to login? Is there any plans to fix this if it is not done so.

      Like
    • Hi Aquamarine Keyboard !

      You can share your YNAB credentials or you can connect your YNAB account to your Google logins in My Account. If you use Google logins, you don't have to share your credentials but you'll both be able to access the account! :)

      Like 1
      • Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 9 mths ago
      • Reported - view

      Faness I don't understand. I have an email login, that's not Gmail, and my wife logs in with her Gmail.

      Like
    • Khaki Storm Yes, your email address doesn't have to be a Google email address. You can use the "Connect to Google" option to add alternate Google Accounts that you'd like to access your YNAB account.

      Like
  • +1 to the request for proper UAC. Even though I can't think of a really critical reason that he shouldn't, I think it's just awkward enough for my husband to use my login that I probably won't bring him into the process. Which seems like a bit of a shame since YNAB is kinda a lifestyle. I love that you have a long guide to budgeting with a partner -- so thoughtful! Feels out of step that the software doesn't support that for all practical purposes.

    Like 6
  • Yikes. +1. New to YNAB and didn't realize this limitation. It's not a complete dealbreaker for me but having the ability to share budgets with my wife without having to share a login just seems like basic/obvious stuff for a service like this. Hope this gets prioritized and built!

    Like 10
  • Just coming to add another plea for a way for two people to share one budget with two logins! I'm truly shocked it isn't an option yet.

    Like 6
  • While we're on the topic of shared access, I think you should have the choice on a budget by budget basis on what to share with whom. For example, I want to share my personal budget with my husband's login AND I want to share my business budget with my assistant. I don't want my assistant having my login and I certainly don't want her seeing my personal budget. It's a missing piece to a robust cloud based software - I'm looking forward for this feature getting worked out and added soon!!

    Like 5
  • Hello everyone!

    I just wanted to leave a quick link to our Feature Request form! This is the best way to get your ideas and opinions over to our development team! :)

    Like 2
  • sorry, just a test

    Like
  • I don't mind sharing a log-in, but is there a way to add 2 accounts? For example, my fiance and I have separate PayPal accounts... can we add both? 

    Like
      • Jannelle
      • jannelle_ynabsupport
      • 1 yr ago
      • Reported - view

      Aquamarine Piano You can indeed! Just click "Add New Connection" when linking the second PayPal account, and enter in the other set of PayPal credentials. :) 

      Like
  • What in the world could YNAB be thinking with this? Everyone uses the same login? Did they just model this after stealing your roommate's Netflix account? Seriously, fix this. There are so many security concerns with this approach.

    Like 5
    • Khaki Storm
    • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
    • Khaki_Storm.1
    • 1 yr ago
    • Reported - view

    I'm confused, my wife and share the budget but have different log ins. It didn't seem hard to set up. I log in with my email and password and she logs in with her email and password.

    Like
    • Ben K. how? Did you send her a link? Is there an invite feature? I've searched for an hour and can't find an answer.

      Like
      • Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 yr ago
      • Reported - view

      Maroon Gazelle under my email, then my account, login in methods, I see that my wife has the primary google sign in and we also setup a non gmail email sign in, that's what I use. The secondary Google sign in is not active. 

      Like
      • Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 yr ago
      • Reported - view

      Maroon Gazelle if I recall, I was logged in and I asked her to click on and complete the Google sign in 

      Like
      • WordTenor
      • Not discriminating between the sinners and the saints.
      • WordTenor
      • 1 yr ago
      • 1
      • Reported - view

      Ben K. This is possible with google log in but not the app native log in.  That’s the difference. 

      Like 1
      • Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 yr ago
      • Reported - view

      WordTenor ah, yes I don't use the app, she does

      Like
      • Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 yr ago
      • Reported - view

      WordTenor I just tried the app. I can still log in with my non Google email and my wife on her device logs in with her Google. What's the issue?

      Like
      • WordTenor
      • Not discriminating between the sinners and the saints.
      • WordTenor
      • 1 yr ago
      • Reported - view

      Ben K. as long as one person is using google, you’re fine. Two people can’t have separate YNAB native logins. 

      Like
      • Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 yr ago
      • Reported - view

      WordTenor ok, o can understand that. 

      Like
  • I'd like to share my account with my wife, but we separate logins.  I've already setup my account with a standalone login.  Can I change my login to Google and then somehow share with her?  If so, how do I do this?

    Like
    • Hi Slate Gray Hail !

      You sure can! You can set up a connection to two different Google accounts in My Account. You'll see the option to connect to Google there. 😄

      Like 1
    • Nicole at YNAB it works!  Thank you.

      Like
  • Same issue as everyone else....fortunately we have two Google accounts and if you go to your DESKTOP browser you can establish the second login. Works perfectly...apologize for the simplistic suggestion and maybe I missed it...but could the other party "simply" create a new Gmail account if they're using something else and then by going to the desktop version log in? Clunky workaround but maybe it would be better than nothing for the time being. Sorry for being simplistic and thanks for the great thread....I wouldn't have figured that out on my own. 

    Like
  • I was able to use two logins: my wife and I each use Google. So I logged in as primary, Went to my Account, then added her email as the Secondary account, which is also a Google account.

    Boom done.

    Like 4
  • One more vote for robust UAC. I recommend using a unique logon for each service (this can be accomplished by using a free service such as Blur, which creates a unique forwarding email account for each service) to minimize attack surface and limit the impact if a particular service is compromised.

    Like
    • Hi Habilis !

      I hope you don't mind me asking questions here! I'm unfamiliar with Blur, or similar services. This would allow multiple logins without using the Google Accounts feature?

      Like
  • What is the status on implementation of multiple users with the same budget? Thank you!

    Like
    • Hi Forest Green Nomad !

      No official updates to announce, but we are working on improving this option. Currently, you can either share your credentials or connect your Google logins in My Account so that you can both access the same budget.

      In the future, we hope to offer better functionality for sharing your YNAB account.

      Like
  • I am on the trial right now and this is the first negative i have come across when contemplating signing up for paid subscription.  Not a total dealbreaker but certainly a consideration when considering it against other solutions.  Hopefully they overcome this limitation soon!

    Like
    • Hi Orange Drum !

      Welcome to YNAB and to the forum! :)

      We're taking a closer look at how to better support multiple users in the new year, but I can't offer a time frame for those improvements. It's on our radar, though!

      Like
  • Dropping  a line that I'd also like to see this feature prioritized.

    Like
    • Hi andybaran !

      We're taking a look at how best to improve this option. If there are any details you'd like our Product Team to know, please submit a Feature Request to share your ideas! :)

      Like
  • Just wanted to also put in a word that I'd love to see this improved. It would make ynab much more welcoming to couples. I did submit a feature request for it also.

    Like 2
  • It baffles me that this is not an actual feature, given how much YBAB is pushing content to acquire users who want to set up joint accounts now. Almost misleading in a way... not to mention BAD security practice, regardless of whether its your partner or not.

    Besides, this seems like a no brainer to drive more usage of the product and potentially reduce churn. For example, Im not going to share my login so it's just going to be me using YNAB. If two of us had logins and access to the product we would: update budget more frequently, stay on top of transactions, etc...

    Is this now on the roadmap at least? And if not, why?

    Like
    • Hi Slate Blue Robot !

      We're currently working on improvements for budgeting with a partner. At the moment, you can enable Google or Apple login methods in your Account Settings if you don't want to share a password. You can let our Product Team know exactly how you'd like to see sharing features function by submitting a Feature Request. :)

      Like 1
    • Slate Blue Robot Hi there,
      You are right on target with your comment. I've used YNAB since YNAB 3 and I'm currently exploring another alternative for three reasons:
      1. The issue you raised - partner login. The current workaround is absurd. It's just bad any way you look at it. It has been raised may times before as an issue.
      2. They don't let you reconcile to a particular date. Also raised many times before, but they don't want to solve it.
      3. They don't readily accept and adopt user feedback on this forum, which is the forum for their most active users. They are no-longer customer focussed. It was different, a long time ago, back when I first bought in.

      Like
    • Slate Blue Crab said:
      They don't let you reconcile to a particular date. 

      I've reconciled to an arbitrary date without issue. As I recall, it takes a mere three clicks more than required when using "today" as the date. Actually zero extra clicks if you don't import transactions.

      Like
  • Trying to configure the use of two Google logins... one for myself and one for my wife.

    I initially signed up and created my budget using a native login (e-mail/pw combo). Following the instructions in this topic, I enabled and connected my Google account in Account Settings and can login with either my native or Google account but I'd like to add my wife's Google account so she can login as well. I do not see an option to add a second Google account? Am I missing something? Or do I have to login using my initial account and add her as the Google connected account? My preference is to use Google for both of our logins.

    Thanks!

    Like
    • Tony Chan We recently implemented a change which only allows one Google SSO per account. For accounts that were already connected to two Google accounts, when disabling the secondary account, we let you know that you won't be able to connect a second Google account.

      You can add an Apple account though! If you don't have an Apple account to connect, what you'll want to do is set a password with YNAB in Account Settings and going forward, you can use the email and password you just set to log in and you can connect your partner's Google account.

      Please let me know if you still have questions.

      Like
      • Tony Chan
      • Business Analyst
      • sbdivemaster
      • 2 days ago
      • Reported - view

      Matthew Ahhh, that explains it. I'll figure out another method. Thanks for the response.

      Like
Like10 Follow
  • Status Answered
  • 10 Likes
  • 2 days agoLast active
  • 51Replies
  • 11674Views
  • 35 Following