Best way for two people to use one budget?

Should both spouses just use one email login? I've used ynab4 for a long time and we shared one dropbox account. 

Didn't know if that's the best way to do both spouses using mobile/online.

Thanks for any thoughts!

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  • The only way to share the budget is to share the email login.

    Reply Like 1
  • Hi Hot Pink Cartridge !

    Jenmas is right. In the new YNAB, you'll need to share your login credentials in order to share your budget with your significant other. This allows you both to log in to the account and make changes to any of the budgets you've created! :)

    If you have the time, take a look at our Join Forces Guide. We offer a number of tips and tricks on budgeting with a partner!

    Reply Like
    • Faness That's really annoying. Sharing login credentials should not be part of any application. I know  (from the forum) that this is something that YNAB users are asking for. Personally, i just got very negatively surprised about that. If i knew it before, i'd double think of getting a paid subscription. :|

      Reply Like 1
      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 7 mths ago
      • 4
      • Reported - view

      Alice Blue Welder We have a shared email account we use for shared accounts, and individual email accounts we use for things we need to keep individual.

      I have suggested multiple times in the last 3 years that they implement a robust UAC system with permissions for other accounts to be able to access only specific budgets, and whether those accounts have admin/write/read access.

      Reply Like 4
      • Pezimaniac
      • YNAB Newbie
      • Pezimaniac
      • 6 mths ago
      • 1
      • Reported - view

      Alice Blue Welder YNAB has a money back guarantee. If you decide you can't share login credentials you can get a refund.

      Reply Like 1
      • Juno
      • Gold_Griffin.1
      • 6 mths ago
      • 1
      • Reported - view

      Faness Glad I happened to see this before I started to get into it. If someone uses their Google account this could be pretty ugly since many phone applications that use a Google account share the OS level signed in account. My wife needs to be signed in with her own Google account on her device and although I don't care if she accesses my account it's still awkward and potentially hazardous if she doesn't realize she's logged in as me. This seems like a strange limitation. Why can't you authenticate 2 users against a single, shared budget account?

      Reply Like 1
    • Juno While that isn't an option in YNAB right now, it's certainly something that I can pass along as a feature request!

      Reply Like
      • Cyan Zebra
      • Cyan_Zebra.2
      • 5 mths ago
      • Reported - view

      Jannelle My husband can log into my Google account from his computer with no issue, but this keeps him from being able to access it from his phone, as he has a work phone and cannot be logged into my Google account (which is how I initiated the account) on his phone.  So one more vote here for multiple user accounts to be available for one account to become an option. 

      Reply Like
  • +1 to the request for proper UAC. Even though I can't think of a really critical reason that he shouldn't, I think it's just awkward enough for my husband to use my login that I probably won't bring him into the process. Which seems like a bit of a shame since YNAB is kinda a lifestyle. I love that you have a long guide to budgeting with a partner -- so thoughtful! Feels out of step that the software doesn't support that for all practical purposes.

    Reply Like 3
  • Yikes. +1. New to YNAB and didn't realize this limitation. It's not a complete dealbreaker for me but having the ability to share budgets with my wife without having to share a login just seems like basic/obvious stuff for a service like this. Hope this gets prioritized and built!

    Reply Like 2
  • Just coming to add another plea for a way for two people to share one budget with two logins! I'm truly shocked it isn't an option yet.

    Reply Like 2
  • While we're on the topic of shared access, I think you should have the choice on a budget by budget basis on what to share with whom. For example, I want to share my personal budget with my husband's login AND I want to share my business budget with my assistant. I don't want my assistant having my login and I certainly don't want her seeing my personal budget. It's a missing piece to a robust cloud based software - I'm looking forward for this feature getting worked out and added soon!!

    Reply Like 1
  • Hello everyone!

    I just wanted to leave a quick link to our Feature Request form! This is the best way to get your ideas and opinions over to our development team! :)

    Reply Like 1
  • sorry, just a test

    Reply Like
  • I don't mind sharing a log-in, but is there a way to add 2 accounts? For example, my fiance and I have separate PayPal accounts... can we add both? 

    Reply Like
    • Aquamarine Piano You can indeed! Just click "Add New Connection" when linking the second PayPal account, and enter in the other set of PayPal credentials. :) 

      Reply Like
  • What in the world could YNAB be thinking with this? Everyone uses the same login? Did they just model this after stealing your roommate's Netflix account? Seriously, fix this. There are so many security concerns with this approach.

    Reply Like
  • I'm confused, my wife and share the budget but have different log ins. It didn't seem hard to set up. I log in with my email and password and she logs in with her email and password.

    Reply Like
    • Ben K. how? Did you send her a link? Is there an invite feature? I've searched for an hour and can't find an answer.

      Reply Like
      • Ben Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 mth ago
      • Reported - view

      Maroon Gazelle under my email, then my account, login in methods, I see that my wife has the primary google sign in and we also setup a non gmail email sign in, that's what I use. The secondary Google sign in is not active. 

      Reply Like
      • Ben Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 mth ago
      • Reported - view

      Maroon Gazelle if I recall, I was logged in and I asked her to click on and complete the Google sign in 

      Reply Like
      • WordTenor
      • Your lieutenant, when there's reckoning to be reckoned.
      • WordTenor
      • 1 mth ago
      • 1
      • Reported - view

      Ben K. This is possible with google log in but not the app native log in.  That’s the difference. 

      Reply Like 1
      • Ben Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 mth ago
      • Reported - view

      WordTenor ah, yes I don't use the app, she does

      Reply Like
      • Ben Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 mth ago
      • Reported - view

      WordTenor I just tried the app. I can still log in with my non Google email and my wife on her device logs in with her Google. What's the issue?

      Reply Like
      • WordTenor
      • Your lieutenant, when there's reckoning to be reckoned.
      • WordTenor
      • 1 mth ago
      • Reported - view

      Ben K. as long as one person is using google, you’re fine. Two people can’t have separate YNAB native logins. 

      Reply Like
      • Ben Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 1 mth ago
      • Reported - view

      WordTenor ok, o can understand that. 

      Reply Like
  • I'd like to share my account with my wife, but we separate logins.  I've already setup my account with a standalone login.  Can I change my login to Google and then somehow share with her?  If so, how do I do this?

    Reply Like
    • Hi Slate Gray Hail !

      You sure can! You can set up a connection to two different Google accounts in My Account. You'll see the option to connect to Google there. 😄

      Reply Like
    • Nicole at YNAB it works!  Thank you.

      Reply Like
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