Best way for two people to use one budget?

Should both spouses just use one email login? I've used ynab4 for a long time and we shared one dropbox account. 

Didn't know if that's the best way to do both spouses using mobile/online.

Thanks for any thoughts!

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  • The only way to share the budget is to share the email login.

    Reply Like 1
  • Hi Hot Pink Cartridge !

    Jenmas is right. In the new YNAB, you'll need to share your login credentials in order to share your budget with your significant other. This allows you both to log in to the account and make changes to any of the budgets you've created! :)

    If you have the time, take a look at our Join Forces Guide. We offer a number of tips and tricks on budgeting with a partner!

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    • Faness That's really annoying. Sharing login credentials should not be part of any application. I know  (from the forum) that this is something that YNAB users are asking for. Personally, i just got very negatively surprised about that. If i knew it before, i'd double think of getting a paid subscription. :|

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      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 3 mths ago
      • 2
      • Reported - view

      Alice Blue Welder We have a shared email account we use for shared accounts, and individual email accounts we use for things we need to keep individual.

      I have suggested multiple times in the last 3 years that they implement a robust UAC system with permissions for other accounts to be able to access only specific budgets, and whether those accounts have admin/write/read access.

      Reply Like 2
      • Pezimaniac
      • YNAB Newbie
      • Pezimaniac
      • 3 mths ago
      • 1
      • Reported - view

      Alice Blue Welder YNAB has a money back guarantee. If you decide you can't share login credentials you can get a refund.

      Reply Like 1
      • Juno
      • Gold_Griffin.1
      • 2 mths ago
      • Reported - view

      Faness Glad I happened to see this before I started to get into it. If someone uses their Google account this could be pretty ugly since many phone applications that use a Google account share the OS level signed in account. My wife needs to be signed in with her own Google account on her device and although I don't care if she accesses my account it's still awkward and potentially hazardous if she doesn't realize she's logged in as me. This seems like a strange limitation. Why can't you authenticate 2 users against a single, shared budget account?

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    • Juno While that isn't an option in YNAB right now, it's certainly something that I can pass along as a feature request!

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      • Cyan Zebra
      • Cyan_Zebra.2
      • 1 mth ago
      • Reported - view

      Jannelle My husband can log into my Google account from his computer with no issue, but this keeps him from being able to access it from his phone, as he has a work phone and cannot be logged into my Google account (which is how I initiated the account) on his phone.  So one more vote here for multiple user accounts to be available for one account to become an option. 

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  • +1 to the request for proper UAC. Even though I can't think of a really critical reason that he shouldn't, I think it's just awkward enough for my husband to use my login that I probably won't bring him into the process. Which seems like a bit of a shame since YNAB is kinda a lifestyle. I love that you have a long guide to budgeting with a partner -- so thoughtful! Feels out of step that the software doesn't support that for all practical purposes.

    Reply Like 1
  • Yikes. +1. New to YNAB and didn't realize this limitation. It's not a complete dealbreaker for me but having the ability to share budgets with my wife without having to share a login just seems like basic/obvious stuff for a service like this. Hope this gets prioritized and built!

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  • Just coming to add another plea for a way for two people to share one budget with two logins! I'm truly shocked it isn't an option yet.

    Reply Like 1
  • While we're on the topic of shared access, I think you should have the choice on a budget by budget basis on what to share with whom. For example, I want to share my personal budget with my husband's login AND I want to share my business budget with my assistant. I don't want my assistant having my login and I certainly don't want her seeing my personal budget. It's a missing piece to a robust cloud based software - I'm looking forward for this feature getting worked out and added soon!!

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  • Hello everyone!

    I just wanted to leave a quick link to our Feature Request form! This is the best way to get your ideas and opinions over to our development team! :)

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  • sorry, just a test

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