Money moved from savings not showing in TBB

Hi!

I've moved money from a saving account to my checking account.  The checking account is in YNAB the savings is not.  I've entered the money as though I was being reimbursed by a friend.  From Savings - to be budgeted, inflo - the transaction has cleared, my accounts balance.  Ie. checking balance in YNAB matches the actual balance in the account in real life.  Can't get it to show in TBB.  Can you assist and let me know what I'm missing?

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  • Hello, Jules0314 !

    There are a few reasons why income (including an incoming transfer from a savings account outside your budget) may not be showing up in To be Budgeted, but only one seems like it might apply in your case:

    –If To be Budgeted is negative in a future month, reduce the amounts in your budget categories in those future months until To be Budgeted is out of the red for the current and all upcoming months.

    The only other thing I'd double-check is whether the inflow was categorized as Inflow: To be Budgeted. If not, you'll find the money in whatever category you used for the inflow.

    I hope that helps, but please let me know—if it's not negative future To be Budgeted, we'll figure out what's going on.

    Like 1
    • Jules0314
    • Dir. of Operations and Memb Realtions by day Life Coach- evenings and weekends
    • Slate_Gray_Orca
    • 1 yr ago
    • Reported - view

    Hey Matthew!

    Thank you for your response.  My TBB is positive as my 11/30 paychecks are waiting to be budgeted. I have two red categories in November that this $120 is to cover.  I've deleted the original transaction and literally used a friends name, put in the category TBB, put $120 in the Inflow column and cleared the amount in the register for that account.  The account balances to the penny i.e. YNAB and what's in the bank.  And.... Nada - it will not show up in the TBB.  I've refreshed the screen, you name it.  

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    • Jules0314 Were those funds already budgeted? For instance, if you delete those transactions, does your To Be Budgeted appear negative? 

      If you still can't find the culprit, we'd be more than happy to take a closer look at things! If you’re up for it, go ahead and enable Support Access for your account. Once you’ve done that, let me know—and mention whether you’d like to continue the discussion here or via email instead.

      Like
    • Jules0314
    • Dir. of Operations and Memb Realtions by day Life Coach- evenings and weekends
    • Slate_Gray_Orca
    • 1 yr ago
    • Reported - view

    Hey Faness,

    Thank you for your response.  This is brand new money coming in from an outside source to cover two categories that are  currently in the red.  These funds (as I'm understanding the question) were not budgeted.  Let's talk about it this way.  Like it's money that came in from the angels - I need to add it to my budget.  Why will this not happen.  YNAB took my paychecks and automatically added them to the TBB but when I code something the same - like I'm getting reimbursed from a friend it's not being added in.  This is so weird. 

    No the funds were not budgeted previously.  They are being moved/received into my account to cover overspending in two categories.  

    I'm frustrated.  What am I not understanding?  How can I understand this better? Is there additional information I can give you?  Please look at my budget.  I feel like I can't move on and budget the rest for December (I did budget rent money and paid the rent)  because I have these two red categories from November.  Which I moved money to cover - omgeeeeeee!

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      • nolesrule
      • Been waiting 5 years for the Stealing From the Future fix...
      • nolesrule
      • 1 yr ago
      • Reported - view

      Jules0314 What's the transaction date on the transfer you are expecting to see? November or December?

      Like
    • Jules0314 I see Renae reached out to you via email and sent along a screenshot of your budget. It looks like those funds are being included in your To Be Budgeted. I'll post the self audit steps here as well, but if you still have questions, please let us know!

      Give these steps a try to verify that the amount in your account(s) matches exactly with your budget in YNAB:

      1. Advance to next month's budget or the furthest in the future you can go, if you've been budgeting ahead. (The math is easier there, because all overspending is covered.)
      2. In the right sidebar, when no categories are selected, you’ll see your Total Available amount, which is the sum of the Available column.
      3. Add that to the amount you have left To be Budgeted and any amount Budgeted in Future, if applicable. Let’s stop here for a minute, just in case your To be Budgeted was negative. If it is, you would need to subtract it from Total Available, because that means you’ve given jobs to funds you don’t yet have. Preferably though, you would go back to this month’s budget and budget less in a few categories until To be Budgeted is back in the green at zero.
      4. Now, add up the cash in your accounts. That includes checking, savings, and cash accounts, plus any positive balances on credit cards if applicable. Be sure to check through your closed accounts and add any positive balances as well. (If you find a positive balance in a closed account, you may need to delete scheduled transactions and/or reconcile the account.)
      5. Your totals in step 3 and 4 should match up exactly.
      Like
      • WordTenor
      • Can we agree that goals are dumb and immature? Sure.
      • WordTenor
      • 1 yr ago
      • 5
      • Reported - view

      Jules0314 If the categories are red in November, they created a negative TBB in December. If you then inflowed money in December, the first thing that happened was that it coveered that negative, which will look like “disappearing.” You can see it, however, in the detail in the header, which will show the funds for December and the overspent for November. 

      Like 5
    • Jules0314
    • Dir. of Operations and Memb Realtions by day Life Coach- evenings and weekends
    • Slate_Gray_Orca
    • 1 yr ago
    • 1
    • Reported - view

    WordTenor  Thank you!  This made sense.  I did a work around, allocated the money where i wanted it to go and am back where I'm supposed to be.  I appreciate your help.  Thank you!

    Like 1
    • Stacey L.
    • Higher Ed Executive; Fundraising Consultant
    • Magenta_Violin.12
    • 2 mths ago
    • Reported - view

    I, too, have transferred savings to checking in order to allocate it to some categories that need funding.  The transfer isn't showing up as to be budgeted.  The savings doesn't show up anywhere in the budget.

    Like
      • Bruce
      • Software Engineer
      • Bruce
      • 2 mths ago
      • 2
      • Reported - view

      Stacey L. If your savings is on budget, the transfer won't show up in TBB.  The money is already accounted for (somewhere) in the budget.

      Like 2
    • Stacey L. If the categories that needed funding were overspending, then the money wouldn't show up in TBB because the dollars are needed to cover the overspending.  (I'm assuming the savings account is not part of your budget already; if it is, Bruce's response is the answer.)

      I'm not sure if YNAB assigns those dollars to the overspent category or they just disappear; perhaps someone else can answer that question? I'm also not sure if the transition between months would make a difference in how YNAB assigns the dollars or not.

      Like
    • Stacey L.  Just adding a bit more context here: For transfers from one budget account to another, nothing changes in your budget because the money is neither leaving nor entering your budget. 

      If those dollars should now have a different job in your budget, your next step is to move money from "savings" categories to the categories that need funding. :)

      Like
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