Update on Mega Debt thread from 10 months ago

original post: https://support.youneedabudget.com/t/63klnk

You know how life moves on?  Well it did, and I had reason to come back in here and saw the original post above.  

I just thought I would update. 

In May, we filed CH13 Bankruptcy (which you will see in the thread).

In July, I discovered that my husband had been having multiple affairs for multiple years.  

I kicked him out right away and there was no hope for reconciling once I saw the first text.  

So much in the original post I know now to be fiction, things I thought we were agreeing on; the narrative that I thought was our life was not even remotely true.  I am thankful there are no small children to fight over.  We are both invested in a fair settlement and avoiding court and more lawyer fees than necessary.  We do each have our own lawyer.  

I won't get into the dirty details of multiple decades relationship and its end.  I am moving on.  

I am wondering if anyone has ever gone through a bankruptcy jointly with a spouse and has severed, bifurcated or deconsolidated it (depends on the state what it is called).  I am considering doing this.  Looking for all advice to consider.  


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  • Oh, my goodness! I'm so sorry that you had to go through that when you already had all the money and health concerns. 😢 My heart just breaks for you. 

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