Not sure why I'm negative

Hi all! I am at a loss to correct this minor problem alone, so I bring it to you. Bear with me, as I don't know how to explain without detail.

I created a laundromat category and budgeted $20 cash to it for washing large items on Sunday. When DH did the laundry, he discovered he actually needed an additional $5 cash to finish drying. He informed me that he would be getting cash back on a purchase to obtain that $5. I moved six dollars to the laundromat category from elsewhere. Now, we had a total of $26. He bought some candy for $0.52 and got $5 cashback. (Basically, for the convenience of going to a nearby gas station rather than the bank.) After this transaction, our laundromat category was left with $0.48.

I wanted to hide the laundromat category for now. We do most of our washing at home. I decided to first move the $0.48 to a new category. When I do so, I get a warning that I am negative by $0.48 for July. (I am using the Chrome toolkit, which adds that feature.)

Nothing is budgeted in July right now; I'm actually putting most of May's income into June. I don't understand how moving that change gives a negative warning. I'm not budgeting money I do not have.

 

What am I missing?

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  • How exactly did you move that $0.48 to another category?

    I wouldn't worry about the "July" aspect specifically. I believe the Toolkit just looks at the future-most month with a negative TBB. Since you've budgeted in June, YNAB lets you scroll to July.

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      • MomonWheels
      • Magenta_Camera.8
      • 2 mths ago
      • Reported - view

      dakinemaui I clicked on the available category and used the move to feature.

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    • Magenta Camera Did you move the .48 out in May or in a future month (or both? :)

      Like
      • MomonWheels
      • Magenta_Camera.8
      • 2 mths ago
      • Reported - view

      Matthew  Possibly both? I'm not sure. Currently as it sits the 0.48 cents is in the available column in May. When I scroll to June, it shows -0.48 in the budgeted column of that same category.

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      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • Reported - view

      Magenta Camera That'll do it, then. The negative budget entry removed it, so if you removed it in May as well, there's nothing to release. The attempt to do so causes overspending in May which is taken out of June's TBB.

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      • MomonWheels
      • Magenta_Camera.8
      • 2 mths ago
      • Reported - view

      dakinemaui the part I'm still puzzled about is why is that negative entry there? I did not type it. If I try to get rid of it, the negative number moves to TBB. How should I correct this?

      Like
      • Vibrant
      • No more counting dollars, we'll be counting stars
      • vibrant
      • 2 mths ago
      • 3
      • Reported - view

      Magenta Camera the budget column always shows the net result of any money you add to or remove from a category in a given month, so the negative in the budget column just means you moved more money out of a category than you added to it this month. It's not bad and it doesn't need to go away. 

      Like 3
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • 1
      • Reported - view

      Magenta Camera 

      YNAB doesn't touch the budget column on it's own. If there's something there, it's due to a user action.

      Correct a red TBB by reducing the budget value in a green category, starting in the future-most month. If there are no green categories with budget entries in the month you're looking at, back a month and try again.

      Like 1
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • 1
      • Reported - view
      Vibrant said:
      It's not bad and it doesn't need to go away.

      Unless it's against a category that didn't have funds and makes the Available value negative.

      Like 1
      • MomonWheels
      • Magenta_Camera.8
      • 2 mths ago
      • Reported - view

      dakinemaui Vibrant Okay. Thanks guys. I think I have corrected my mistake. I decided to make an "INM" category to avoid confusing myself by budgeting between different months, especially since we get paid 7 times/month.

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      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • Reported - view

      Magenta Camera Sounds like a good move. To my knowledge, most experienced users do not budget past next month's area due to wasted effort otherwise when amounts have to change. Any additional financial cushion can be budgeted toward an Income Replacement category. Just one of many priorities (categories) to juggle.

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  • Magenta Camera said:
    Not sure why I'm negative

    Try to look for the best in people. Think of the glass as half full. Avoid other negative people. Count your blessings. That's all I've got. 😉(Sorry, I couldn't resist.)

    Like 3
      • MomonWheels
      • Magenta_Camera.8
      • 2 mths ago
      • 1
      • Reported - view

      Superbone Touche! I did not even consider the pun when posting. 

      Like 1
      • Bruce
      • Software Engineer
      • Bruce
      • 2 mths ago
      • 2
      • Reported - view

      Superbone I actually thought of something like that.  It's kind of like at work, where we deal with PDF images a lot.  Whenever the system is down, or slow, people say "I'm having image issues" and I'm like, "You're a good person, you can do this!"

      Like 2
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 2 mths ago
      • Reported - view

      Bruce Ha ha. Kindred spirits.

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