Negative Card Balance from Refund and New Transactions
We just received a large refund for a vacation for which we obtained a full refund due to coronavirus. I adjusted our credit card in YNAB so that it has a positive balance. For new transactions on the credit card, instead of it simply "subtracting" the amount as if it is a source of cash, YNAB is setting that money aside as money to be paid toward the credit card balance. Any ideas on how to get it to subtract out the money until we get to 0 balance on the card?
You seem to understand that a positive credit account balance in YNAB is effectively cash and purchases on the card while positive should not change the associated CC Payment category. That is exactly how things are supposed to work, so I'm confused by what you're seeing.
Do you have any categories with negative Available balances? That's the only possible issue I can see that might impact things.
If not, then I'm at a loss. I would set the CC Payment Available to be $0 while the account is positive. When the account goes negative again, ensure the payment category covers the entire account balance.