How to handle a CC balance transfer to an existing card
I've watched the video about how to do this with a CC you empty and close, but what about transferring a balance between two cards you have and are going to keep paying off?
Hi Amy Faeskorn ! Is this the balance transfer video you watched?
When you make a balance transfer between credit cards, you’ll add the transfer transaction between those credit card accounts in YNAB. Then, your Credit Card Payments categories will also need to be adjusted—move money between them to show that the debt is now on the correct card.
Please note that you'll see a yellow overspending alert in the credit card account register you transferred to. That alert will go away when your budget rolls into a new month.
The process is the same as the video, you'll just leave the second account open and continue adding any future spending transactions. I'd also recommend reconciling the accounts once you're done!