Help required once again lol!!

Hey there I have made a mistake and need help and was hoping someone could help me out!  I had a pay deposited in my account today and I wanted to use that money for November’s budget since all my categories were budgeted for already and was carried forward.   I accidentally zero’d my budgeted categories for November when I was experimenting with the Quick budget tools on the right hand side.  Thinking I could some how auto populate the categories.  So now for November my pay will not cover my categories.  I already assigned my husbands pay from earlier this week to the categories for the rest of October ( we have enough money for the rest of the week for gas, groceries etc) Any help would be appreciated.

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  • You could try undo, if you haven't closed your browser. 

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  • Where is the undo button?? And its too late I already exited out... mostly out of frustration.

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    • Lee2lee Aww yeah. It's towards the top of the screen, but it only works if you haven't closed your browser. 

      Wait, I think you said once you're working on an ipad. I think the mobile app doesn't have undo. 

      I always do important work on the web browser - the app is just for adding transactions on the go. I find it too easy to mess things up without knowing. 

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  • If not undo, let me see if I understand what you're saying.

    You got money. 

    October is fine.

    You clicked to November. 

    You saw money has rolled over.

    You accidentally Set Available Amounts to 0.

    I'm not sure where this is coming into play, 

    Lee2lee said:
    So now for November my pay will not cover my categories

     I would have expected that setting available amounts to 0 would have resulted in more money in TBB. 

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  • Yes that is true, but my TBB categories are set to zero by accident.  I could have sworn I had amounts already set in the Budgeted part for November.  Its hard to explain.

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    • Lee2lee It could be that you got bit by Stealing From The Future. It's not fun, and I'm sorry. 

      That is a *feature* (bug, in many people's opinions) that allows you to inadvertently budget more than you have without knowing it. It occurs when you budget in a future month, then adjust the current month's budget. There's no notification that you've exceeded your cash in that instance. You find out your TBB is short when you look at the next month and have to back everything with less cash than you thought (presumably because you made spending decisions with money you thought you had in those categories).

      That would be why I don't budget in the future until the future is here. There's also a Toolkit extension that gives you a warning in the header. 

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  • Lee2lee said:
    my TBB categories are set to zero by accident.

     However, there's only one TBB category, so I don't know what you mean. 

    And you can't automatically set it to 0 - you have to tell those dollars where to go. 

    You may have clicked a quick budget (underfunded?) button that filled your categories with more money than you have, which would put your TBB negative. However, their available amounts would NOT be set to 0 in that case. 

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  • Lee2lee said:
    Thinking I could some how auto populate the categories.

    It's not automatic but by clicking a button you can affect all categories or selected categories. Underfunded is what I use. This fills in my goals and my recurring transaction amounts.

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      • Lee2lee
      • Lee2lee
      • 7 mths ago
      • 1
      • Reported - view

      Superbone thanks.

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  • The problem is all my categories were funded for October.  I had 2 thousand dollars to budget for 2 more days for October with money available in the categories.  I decided to move that money to November which was fine until i zero’d the amounts by accident.

     

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    • Lee2lee How did you move the money to November?

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      • Lee2lee
      • Lee2lee
      • 7 mths ago
      • Reported - view

      Move Light Sound Life I am so confused... this should be easy.  Maybe for some but not for everyone lol

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    • Lee2lee I'm really sorry for being confusing. It's been a long day, and maybe I shouldn't have commented. 

      You're right. Budgeting money really is quite simple. 

      Simplest: type numbers in budgeted column cells

      Slightly more convenient, if you want: click a column, look at inspector/quick budget, click underfunded (or whatever you want).

      Most convenient, but you'll want to know what's happening: Select all categories, click underfunded.

      Again, I'm really sorry for adding to your stress. I should have asked for a screenshot first! 😅

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      • Bruce
      • Software Engineer
      • Bruce
      • 7 mths ago
      • 1
      • Reported - view
      Move Light Sound Life said:
      Most convenient, but you'll want to know what's happening: Select all categories, click underfunded

       Move Light Sound Life And I'll add one more level, which is when you know you have less than you'll need, you can select one category group, and hit underfunded...  every category in that group will be funded.  

      This comes in handy when you know this group is most important, so you need to fill it, then perhaps pick another group, and underfunded quick budget it, and then with what's left you might have to manually decide how much/which categories to budget.  I usually go group by group (even if I have enough for everything) just because it lets me see what's happening at a slightly more granular level, even if the end result is the same.

      Like 1
  • And I just realized you could be surprised that the budgeted column for November is 0. That's completely normal, and sorry for complicating the issue!

    The horizontal math goes as follows: 

    Rolled from last month (invisible) + Budgeted (added/subtracted in that category that month) + Activity (that month, usually negative) = Available

    You put numbers in the Budget column each month (actually, when you get paid). The quick budget is just useful when you don't want to type them all the time. 

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    • Lee2lee That looks good to me!

      Now, you just put the money in categories by typing in the budgeted column. 

      Alternatively, you can select a category/set of categories/all your categories and click underfunded, so long as that number will be equal to or less than 2610.10. 

      Then figure out where to put the rest until you get to 0!

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    • Possibility: 

      Perhaps, you had budgeted money in November before today (let's say 610.10). You may have clicked a quick budget button that resets the budgeted column to 0, but that doesn't affect anything that rolled over from the previous month's budget. 

      You can safely put those dollars back whenever you need them. 

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  • So in essence the numbers in the available column are what I am ‘allowed” to spend in that category for the month.  I have money available in all the columns.  I just need to prioritize where that available money will go until we get paid again in 2 weeks

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    • Lee2lee Yep! You prioritize by putting money in categories from TBB (To Be Budgeted - that green 2610 up top). You stop doing that when the TBB is 0. 

      Then you look at the Available amounts to determine spending. Do you have money for this? Yes = go for it. No = reevaluate the plan (whole budget) to see if you want to move money from a lower priority available amount. If nothing is less important, reevaluate the purchase.

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  • OK I  Clicked the underfunded and the columns that needed to be were filled and I have money left to budget.  I will go with that !! Thanks

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    • Lee2lee Yay! Now, get your TBB to 0. If you need to create an undecided category, do that and come back to the next budgeting decisions later, maybe on the next paycheck!

      I called mine Budgeting Logistics. It held odd amounts of money to be included with the next paycheck's budgeting session. 

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  • The important columns it seemed were filled first which is good now i can add where I need to.  Thanks so much!!!

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