Thanks to budgeting this way, I can use Auto-Pay for a bunch of bills
I just wanted to share one more cool thing I discovered about budgeting this way. I just realized that this makes it possible to put several monthly bills on Auto Pay, because I don't have the risk of goofing up and over-drawing the bank account -- a worry I've had for pretty much my whole life until now. There's one good reason, and another backup reason! (1) I've actually budgeted for those bills, and I know the money is in the account ahead of time. and (2) I'm budgeting for some categories which build up savings -- so that money is a great buffer, a second layer of protection.
Just celebrating :-)
Patty in Colorado