We use Automatic Bank Sync, but sometimes it creates confusion when sharing YNAB responsibilities with a partner. Help!
Long time YNAB user here. I take care of most of the finances in the house, and that includes YNAB duties. However, my wife has begun to input her transactions which has been a huge help as she does a lot of the shopping.
We use auto sync because admittedly, we aren’t always the best at inputting transactions on the spot. That’s a New Years resolution for us, but that’s another story ;). An issue we keep running into, is that when I’m going through YNAB approving transactions (that’s my job) - its not always clear to me that my wife put the transaction in - or its just Auto Sync inputting it and guessing the category. This leads to a lot of extra and unnecessary back and forth with my wife about purchases, if its the right category, if it should be split, etc.
Anyone else run into this while sharing YNAB with a partner? Any tips to alleviate this headache? Any best practices/advice for those managing YNAB with a partner that will make purchases as well?
Transactions which are entered manually do not need to be approved. So when you're approving transactions downloaded from your bank you're either approving new transactions (where you should check the auto-generated category) or linked transactions, where the downloaded transaction is matching to a manually entered transaction. In this case the manually entered splits/categories are the ones recorded so it should be correct.