What to do when Credit Card is Paid Off?


I have a low balance Wayfair credit card that I should be able to pay off in the next few weeks.

Once it's paid off, I plan to never use it again.  So, what do I do with that category in my budget? Right now it's in my Debt Payments Group.  I can't delete it, right?  

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  • If there are transactions, then deleting is a bad idea. I would just hide it. However, if you want it to show up in reports, you'll need to move it under an "Obsolete" group or similar that can be collapsed.

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    • dakinemaui Also before you hide any category make sure the available balance is 0, in other words move any remaining funds for that category back to TBB or other categories.  I guess you could leave the funds there if you are temporarily hiding the category and will be unhiding it in the future.  

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  • Thank you! I didn't realize we could hide them.  Still really new to YNAB.  This is so helpful :-)

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