What to do when Credit Card is Paid Off?


I have a low balance Wayfair credit card that I should be able to pay off in the next few weeks.

Once it's paid off, I plan to never use it again.  So, what do I do with that category in my budget? Right now it's in my Debt Payments Group.  I can't delete it, right?  

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  • If there are transactions, then deleting is a bad idea. I would just hide it. However, if you want it to show up in reports, you'll need to move it under an "Obsolete" group or similar that can be collapsed.

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      • ynaber2613
      • ynaber2613
      • 5 mths ago
      • 1
      • Reported - view

      dakinemaui Also before you hide any category make sure the available balance is 0, in other words move any remaining funds for that category back to TBB or other categories.  I guess you could leave the funds there if you are temporarily hiding the category and will be unhiding it in the future.  

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  • Thank you! I didn't realize we could hide them.  Still really new to YNAB.  This is so helpful :-)

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  • 5 mths agoLast active
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